404 Headwaters Dr, McKinney, TX 75071 Property Records

Collin County property record for 404 Headwaters Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,386 sqft · built 2016
Owner	Individual Name on File
Tax Bill	$7,232 (2024)
Deeds & Mortgages	Sep 2023 Sale Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10892-00D-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-10892-00D-0220-1`
Alternative APN	`2728512`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	2,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	507 sqft
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728512
Street Address	404 HEADWATERS DR
City	MCKINNEY
State	TX
Zip	75071-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 2 PHASE 1B, BLK D, LOT 22; * UDI2024 *, UNDIVIDED INTEREST 50.0000000000% UDI2024
Legal Subdivision	TRINITY FALLS PLANNING UNIT 2 PHASE 1B
Legal Phase	1B
Legal Block	D
Legal Lot Number	22
Legal Unit	2
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2010
Census Tract	30202

Owner

404 Headwaters Dr is owned and occupied by an individual who acquired it in September 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	404 HEADWATERS DR, MCKINNEY, TX 75071-5834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer
Feb 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023
Deed Sale	Sep 18, 2023
Prior Sale	Feb 7, 2022
Deed Document Number	2023000107197
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 18, 2023
Property Address	404 HEADWATERS DR, MCKINNEY, TX 75071-5834
Document Number	2023000107197
Map Reference	VOL 2015 PG 750
Instrument Date	Sep 8, 2023
Instrument	2023000107197
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HEADWATERS DR, MCKINNEY, TX 75071-5834

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 7, 2022
Property Address	404 HEADWATERS DR, MCKINNEY, TX 75071-5834
Document Number	0000196410
Map Reference	VOL 2015 PG 750
Instrument Date	Feb 2, 2022
Instrument	20220207000196410
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, STNT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HEADWATERS DR, MCKINNEY, TX 75071-5834

Mortgage

Document Number	0000196420
Date	Feb 7, 2022
Instrument	20220207000196420

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,750 Land $70,000 Building $204,750	$274,750 Land $70,000 Building $204,750
2024	$7,232.00
2023		$597,208 Land $135,000 Building $462,208	$597,208 Land $135,000 Building $462,208
2022	$7,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Headwaters Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Headwaters Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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