400 Headwaters Dr, McKinney, TX 75071 Property Records

Collin County property record for 400 Headwaters Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,840 sqft · built 2018
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,500 (Dec 2020)
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10892-00D-0210-1`

Property Details

APN / Parcel Number

Primary APN	`R-10892-00D-0210-1`
Alternative APNs	`000002728511` `2728511`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	2,494 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Lot Area	8,398 sqft (0.193 acres)
Garage Type	Attached
Garage Area	432 sqft
Porch	Covered Patio/Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	400 HEADWATERS DR
City	MCKINNEY
State	TX
Zip	75071-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 2 PHASE 1B, BLK D, LOT 21
Legal Subdivision	TRINITY FALLS PLANNING UNIT 2 PHASE 1B
Legal Block	D
Legal Lot Number	21
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2010
Census Tract	30202

Owner

Source: Collin County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 HEADWATERS DR, MCKINNEY, TX 75071-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Dec 11, 2020	Warranty Deed, Transfer FIRST RATE FIN'L
Feb 25, 2019	Warranty Deed, Subdivision Related Transfer BROOKHOLLOW MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	20202236660
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0002236660
Record Updated	Sep 20, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 15, 2022
Property Address	400 HEADWATERS DR, MCKINNEY, TX 75071-5834
Document Number	0000415240
Map Reference	FILE2017041800048929
Instrument Date	Mar 14, 2022
Instrument	20220315000415240
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HEADWATERS DR, MCKINNEY, TX 75071-5834

Mortgage

Document Number	0000415250
Date	Mar 15, 2022
Instrument	20220315000415250

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 11, 2020
Property Address	400 HEADWATERS DR, MCKINNEY, TX 75071-5834
Document Number	0002236660
Instrument Date	Dec 8, 2020
Instrument	2236660
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2081 MARINO WAY VENTURA CA 930036841, VENTURA, CA 93003-6841

Mortgage

Document Number	2236670
Date	Dec 11, 2020
Instrument	2236670

Lender

Name	FIRST RATE FIN'L
Type	Funding / Finance Company
Address	FRISCO, TX 75035

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 25, 2019
Property Address	400 HEADWATERS DR, MCKINNEY, TX 75071-5834
Document Number	0000190630
Instrument Date	Feb 22, 2019
Instrument	190630
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2019
Title Company	EMPIRE TITLE COMPANY LIMITED, EMPIRE TITLE CO LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HEADWATERS DR MCKINNEY TX 750715834, MCKINNEY, TX 75071-5834

Mortgage

Document Number	190640
Date	Feb 25, 2019
Instrument	190640

Lender

Name	BROOKHOLLOW MTG SVCS
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,200.00 (+80.5%) Homeowner's exemption	$598,721 (-6.95%) Land $140,000 Building $458,721	$598,721 (-6.95%) Land $140,000 Building $458,721
2024	$6,759.00 (-48.2%)
2023		$643,431 Land $135,000 Building $508,431	$643,431 Land $135,000 Building $508,431
2022	$13,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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