Pender County property record for 404 Headwaters Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,972 sqft · built 2005 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $411,000 (Sep 2020) |
| Tax Bill | $3,476 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3292-03-2112-0000 |
| Primary APN | 3292-03-2112-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,972 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 53,143 sqft (1.22 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 284 sqft |
| Deck Area | 160 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000034554 |
|---|---|
| Street Address | 404 HEADWATERS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | LT 199,PB 29/112 MILL CREEK RIDGE,SEC IV |
| Legal Subdivision | MILL CREEK |
| Legal Lot Number | 199 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 920202 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Aug 3, 2015 · Amount on Record |
| Deed Book / Page | 4724 / 1182 |
| Prior Transfer Date | Feb 21, 2006 |
| Prior Transfer Doc | 0028950274 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 404 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0048722332 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 4872/2332 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 404 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0048232327 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 4823/2327 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Oct 22, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 10, 2020 |
| Property Address | 404 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Document Number | 0047241182 |
| Book / Page | 4724 / 1182 |
| Map Reference | MB 4604 PG 2431 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $822.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 FOXHALL CT, 310, WILMINGTON, NC 28412-7359 |
| Name | Verified Name |
|---|---|
| Address | 404 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Document Number | 0047241184 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 4724/1184 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,476.00 (+13.63%) | $650,892 (+83.74%) Land $108,740 Building $542,152 | $650,892 (+83.74%) Land $108,740 Building $542,152 |
| 2023 | $354,242 (-) Land $86,130 Building $268,112 | $354,242 (-) Land $86,130 Building $268,112 | |
| 2022 | $3,059.00 | $354,242 Land $86,130 Building $268,112 | $354,242 Land $86,130 Building $268,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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