Pender County property record for 403 Headwaters Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,567 sqft · built 2004 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Aug 2020) |
| Tax Bill | $4,602 (2025) |
| Deeds & Mortgages | May 2019 Sale Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3292-03-4425-0000 |
| Primary APN | 3292-03-4425-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,567 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 60,113 sqft (1.38 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 173 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000029412 |
|---|---|
| Old Parcel Number | 3292 03 4425 0000 |
| Street Address | 403 HEADWATERS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | MILL CREEK RIDGE SECT 4 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 3, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | May 6, 2019 · Amount on Record |
| Deed Document Number | 0047212272 |
| Deed Book / Page | 4721 / 2272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 6, 2019 |
| Property Address | 403 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Document Number | 0046840763 |
| Book / Page | 004684 / 000763 |
| Instrument Date | May 1, 2019 |
| Instrument | 20048689 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $870.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HEADWATERS DR HAMPSTEAD NC 284432187, HAMPSTEAD, NC 28443-2187 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 3, 2017 |
| Property Address | 403 HEADWATERS DR, HAMPSTEAD, NC 28443-2187 |
| Document Number | 0046461877 |
| Book / Page | 004646 / 001877 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 20025786 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HEADWATERS DR HAMPSTEAD NC 284432187, HAMPSTEAD, NC 28443-2187 |
| Document Number | 46461880 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 004646/001880 |
| Instrument | 20025787 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 2, 2032 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,602.00 (+10.07%) | $588,738 (+23.71%) Land $111,460 Building $477,278 | $588,738 (+23.71%) Land $111,460 Building $477,278 |
| 2023 | $475,906 (-) Land $88,770 Building $387,136 | $475,906 (-) Land $88,770 Building $387,136 | |
| 2022 | $4,181.00 | $475,906 Land $88,770 Building $387,136 | $475,906 Land $88,770 Building $387,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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