Union County property record for 404 Harris Ln, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Feb 2019) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | Feb 2019 Sale Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-195-040 |
| Primary APN | 09-195-040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 HARRIS LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #1 PB3 PG1A |
| Legal Subdivision | G M TUCKER |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Monroe Residential Historic District listed 1988 · 381 contributing resources · NRIS 87002204 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8501 TOWER POINT DR, A206, CHARLOTTE, NC 28227-7849 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 6, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 23, 2019 | Loan Modification, Mortgage SOUTH ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2019 · Amount on Record |
| Deed Sale | Feb 6, 2019 · Amount on Record |
| Deed Document Number | 20193071 |
| Deed Book / Page | 7309 / 535 |
| Prior Transfer Date | Oct 23, 2008 |
| Prior Transfer Doc | 4994528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 6, 2019 |
| Property Address | 404 HARRIS LN, MONROE, NC 28112-5764 |
| Document Number | 7309535 |
| Book / Page | 007309 / 000535 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 3071 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8501 TOWER POINT DR #A206 CHARLOTTE NC 282277849, A206, CHARLOTTE, NC 28227-7849 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 404 HARRIS LN, MONROE, NC 28112-5764 |
| Document Number | 7309537 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 404 HARRIS LN MONROE NC 281125764, MONROE, NC 28112-5764 |
| Document Number | 7309537 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 007309/000537 |
| Instrument | 3072 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | 520 GERVAIS ST, COLUMBIA, SC 29201-3046 |
| Amount | Amount Recorded |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,000 (-) Land $52,600 Building $146,400 | $199,000 (-) Land $52,600 Building $146,400 | |
| 2025 | $1,739.00 (+1.81%) | $199,000 (+26.99%) Land $52,600 Building $146,400 | $199,000 (+26.99%) Land $52,600 Building $146,400 |
| 2023 | $1,708.00 | $156,700 Land $12,500 Building $144,200 | $156,700 Land $12,500 Building $144,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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