Mercer County property record for 404 Harbor Point Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,810 sqft · built 2023 |
| Lot Size | 0.169 acres (7,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,166 (Sep 2022) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-253800.0000 |
| Primary APN | 26-253800.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,360 sqft (0.169 acres) |
| Lot Dimensions | 115 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 HARBOR POINT DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR POINT IN LOT 89 RTS: 003-06-05 |
| Legal Subdivision | HARBOR POINT |
| Legal Lot Number | 89 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 967600 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES BANK CO |
| Apr 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES BANK CO |
| Sep 6, 2022 | Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| Feb 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on Record |
| Deed Sale | Sep 6, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 20224367 |
| Prior Transfer Date | Feb 23, 2021 |
| Prior Transfer Doc | 0000001253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Document Number | 202500005528 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 202500005528 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Document Number | 202300001197 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 202300001197 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 1, 2024 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 6, 2022 |
| Property Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Document Number | 202200004367 |
| Map Reference | MB 4 PG 25 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 202200004367 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Document Number | 202200004368 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202200004368 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 25, 2021 |
| Property Address | 404 HARBOR POINT DR, CELINA, OH 45822-2613 |
| Document Number | 202100001253 |
| Map Reference | MB 4 PG 25 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 202100001253 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8622 S PALMER RD, NEW CARLISLE, OH 45344-8636 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,856.00 | $127,300 (+40.63%) Land $29,230 Building $98,070 | |
| 2024 | $5,856.00 (+44.84%) | $90,520 (-) Land $29,230 Building $61,290 | |
| 2023 | $4,043.00 (+17.53%) | $90,520 (+34.9%) Land $29,230 Building $61,290 | $363,700 (+89.72%) Land $83,500 Building $280,200 |
| 2022 | $3,440.00 | $67,100 Land $26,850 Building $40,250 | |
| 2020 | $191,700 Land $76,700 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures