Mercer County property record for 322 Harbor Point Dr, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,784 sqft · built 1946 |
| Lot Size | 0.195 acres (8,496 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,929 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-254000.0000 |
| Primary APN | 26-254000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 8,496 sqft (0.195 acres) |
| Lot Dimensions | 144 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 322 HARBOR POINT DR |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR POINT IN LOT 91 RTS: 003-06-05 LOT#: 00091 |
| Legal Subdivision | HARBOR POINT |
| Legal Lot Number | 91 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 967600 |
322 Harbor Point Dr is owned and occupied by two individuals who acquired it in July 1989.
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 HARBOR POINT DR, CELINA, OH 45822-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 1989 |
| Deed Sale | Jul 28, 1989 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 322 Harbor Point Dr was $3,929.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,929.00 | $99,760 (-) Land $30,350 Building $69,410 | |
| 2024 | $3,929.00 (-0.88%) | $99,760 (-) Land $30,350 Building $69,410 | |
| 2023 | $3,964.00 (+16.9%) | $99,760 (+33.42%) Land $30,350 Building $69,410 | $285,000 Land $86,700 Building $198,300 |
| 2022 | $3,391.00 | $74,770 Land $27,900 Building $46,870 | |
| 2020 | $213,600 Land $79,700 Building $133,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 322 Harbor Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 322 Harbor Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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