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404 Franklin St, Sterling, CO 80751 Property Records

Logan County property record for 404 Franklin St, Sterling, CO 80751

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 955 sqft · built 1976
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on File
Tax Bill$696 (2025)
Deeds & MortgagesFeb 2019 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN38052529101009

Property Details

APN / Parcel Number

Primary APN38052529101009
Alternative APN
  • 5994000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area955 sqft Heated Area
1st Floor Area955 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number5994000
Street Address404 FRANKLIN ST
CitySTERLING
StateCO
Zip80751-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHOOL AC TRACTS ADDN STERLING; W 60' OF THE S 120' LOT 20 DESC BK 710 PG 432 HIGH
Legal Range52W
Legal Township08N
Legal Section29
Legal SubdivisionHIGH SCHOOL AC
Legal Lot Number20
JurisdictionLOGAN CO
Township / Civil DivisionSTERLING
Census Block Group4
Census Block4016
Census Tract966102

Owner

404 Franklin St is owned by an individual who acquired it in September 2009.

Source: Logan County records, as of May 14, 2026

Owner of RecordIndividual Name on File
Mailing Address402 FRANKLIN ST, STERLING, CO 80751-2226
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2009
Transfer Doc0000695616
Record UpdatedJun 8, 2026

February 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLOGAN CO
Recording DateFeb 8, 2019
Property Address404 FRANKLIN ST, STERLING, CO 80751-2226
Document Number0000743486
Book / Page001031 / 000663
Instrument DateFeb 8, 2019
Instrument743486
Transaction TypeConstruction Loan
Record UpdatedFeb 25, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address402 FRANKLIN ST STERLING CO 807512226, STERLING, CO 80751-2226

Mortgage

Document Number743487
DateFeb 8, 2019
Book Page001031/000664
Instrument743487
Lender
NameLEW & CAROLYN K ELLSWORTH
Address15375 COUNTY ROAD 24, STERLING, CO 80751-8753
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueFeb 7, 2020
Interest
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 404 Franklin St was $696.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLogan County
MunicipalitySterling City
Unified School DistrictValley School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696.00$8,312$132,996 Land $18,000 Building $114,996
2023$258.00 (-48.91%)$88,210 (+1,338.99%) Land $14,400 Building $73,810$88,210 (-) Land $14,400 Building $73,810
2022$505.00$6,130 Land $1,000 Building $5,130$88,210 Land $14,400 Building $73,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING
serves 15,100 people · EPA ID CO0138045
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
ElektraFi
Fixed Wireless		400 / 80
Verizon
Fixed Wireless		300 / 20

May also be available: Kentec Communications, Vistabeam.

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