315 Franklin St, Sterling, CO 80751 Property Records

Logan County property record for 315 Franklin St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 715 sqft · built 1921
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2023)
Tax Bill	$702 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052529102031`

Property Details

APN / Parcel Number

Primary APN	`38052529102031`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	715 sqft Heated Area
1st Floor Area	715 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	315 FRANKLIN ST
City	STERLING
State	CO
Zip	80751-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRE TRACTS STERLING; LOT 7B HAYNES ESTATE RESUB OF LTS 7 & 8 HIGH SCHOOL
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	HIGH SCHOOL ACRE
Legal Lot Number	8,7B
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3000
Census Tract	966200

Owner

315 Franklin St is owned by an individual who bought it in January 2023.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 FEDERAL BLVD, DENVER, CO 80204-1727
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage COLORADO HOUSING & FINANCE AUTHORITY
Jan 31, 2023	Special Warranty Deed, Transfer · FHA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Document Number	2023765099
Deed Book / Page	1053 / 290
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	315 FRANKLIN ST, STERLING, CO 80751-2223
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 TAYLOR ST, STERLING, CO 80751-3918

Mortgage

Document Number	0000765101
Date	Jan 31, 2023
Book Page	1053/292
Instrument	765101

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 1, 2053

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 31, 2023
Property Address	315 FRANKLIN ST, STERLING, CO 80751-2223
Document Number	0000765099
Book / Page	1053 / 290
Instrument Date	Jan 30, 2023
Instrument	765099
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1900 FEDERAL BLVD, DENVER, CO 80204-1727

Mortgage

Document Number	0000765100
Date	Jan 31, 2023
Instrument	765100

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 315 Franklin St was $702.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$702.00	$8,380	$134,075 Land $35,562 Building $98,513
2022		$3,750 Land $1,450 Building $2,300	$54,010 Land $20,900 Building $33,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Franklin St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	May 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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