404 Foster Ave, Florence, KY 41042 Property Records

Boone County property record for 404 Foster Ave, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 1965
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2026)
Tax Bill	$1,643 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061.12-22-013.00`

Property Details

APN / Parcel Number

Primary APN	`061.12-22-013.00`
Alternative APN	`14756`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Finished Area
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 FOSTER AVE
City	FLORENCE
State	KY
Zip	41042-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 CENTER PARK 3RD ADDITION (F1-12-13)
Legal Subdivision	CENTER PARK 3RD ADD
Legal Lot Number	31
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	70101

Owner

404 Foster Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Boone County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 FOSTER AVE, FLORENCE, KY 41042-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Mar 24, 2021	Warranty Deed, Transfer COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	20261214675
Deed Book / Page	1252 / 14
Prior Transfer Date	Sep 4, 2001
Record Updated	Jun 8, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	404 FOSTER AVE, FLORENCE, KY 41042-1827
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2995/126
Date	Mar 10, 2006
Book Page	M2995/126
Instrument	343154

Lender

Name	WASHINGTON MUTUAL BANK FA
Type	Bank
Address	NORTHRIDGE, CA 91324

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 28, 2026
Property Address	404 FOSTER AVE, FLORENCE, KY 41042-1827
Document Number	00D1252/14
Book / Page	D1252 / 14
Map Reference	MB 7 PG 6
Instrument Date	Jan 22, 2026
Instrument	1214675
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1620 CREEKVIEW DR, FLORENCE, KY 41042-8053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 FOSTER AVE, FLORENCE, KY 41042-1827

Mortgage

Document Number	0001214680
Date	Jan 28, 2026
Instrument	1214680

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 24, 2021
Property Address	404 FOSTER AVE, FLORENCE, KY 41042-1827
Document Number	D1162/617
Book / Page	D1162 / 617
Map Reference	MB 7 PG 6
Instrument Date	Feb 5, 2021
Instrument	830376
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6040 TAYLOR DR, 6040, BORLTTGTON, KY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FOSTER AVE, FLORENCE, KY 41042-1827

Tax Assessment & Valuation

The 2025 property tax bill for 404 Foster Ave was $1,643.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,643.00	$170,000 Land $15,000 Building $155,000
2024			$170,000 (-) Land $15,000 Building $155,000
2023	$1,678.00 (+4.16%)	$170,000 (-) Land $15,000 Building $155,000	$170,000 (-) Land $15,000 Building $155,000
2022	$1,611.00	$170,000 Land $15,000 Building $155,000	$170,000 Land $15,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Foster Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Foster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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