415 Foster Ave, Florence, KY 41042 Property Records

Boone County property record for 415 Foster Ave, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,383 sqft · built 1966
Lot Size0.24 acres (10,473 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Jul 2021)
Tax Bill$1,697 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Aug 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN061.12-22-025.00

Property Details

APN / Parcel Number

Primary APN061.12-22-025.00
Alternative APN
  • 24062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,383 sqft Finished Area
Basement Area1,383 sqft
Unfinished Basement1,383 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area10,473 sqft (0.24 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address415 FOSTER AVE
CityFLORENCE
StateKY
Zip41042-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 CENTER PARK (F1-12-25)
Legal SubdivisionCENTER PARK SUB 5TH ADD
Legal Lot Number11
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3007
Census Tract70101

Owner

Source: Boone County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address415 FOSTER AVE, FLORENCE, KY 41042-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Mar 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Jul 7, 2021Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 30, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
May 9, 2017Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleMay 9, 2017 · Amount on Record
Deed Document Number2021840941
Deed Book / Page1169 / 102
Prior Transfer DateMay 5, 2017
Prior Transfer Doc0D1089/040
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Transaction TypeMortgage
Record UpdatedApr 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 FOSTER AVE, FLORENCE, KY 41042-1826

Mortgage

Document Number0M4664/261
DateMar 13, 2023
Book PageM4664/261
Instrument929463
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Transaction TypeMortgage
Record UpdatedAug 9, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4050/831
DateAug 30, 2017
Book PageM4050/831
Instrument734219
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2047

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4170/669
DateMar 18, 2019
Book PageM4170/669
Instrument770472
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2034

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJul 7, 2021
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Document Number0D1169/102
Book / PageD1169 / 102
Map ReferenceMB 7 PG 21
Instrument DateJul 2, 2021
Instrument840941
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1684 PETERSBURG RD UNIT 325, 1684, HEBRON, KY 41048-1813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address415 FOSTER AVE, FLORENCE, KY 41042-1826

Mortgage

Document Number0000840942
DateJul 7, 2021
Instrument840942
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4050/831
DateAug 30, 2017
Book PageM4050/831
Instrument734219
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 25, 2047

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateMay 9, 2017
Property Address415 FOSTER AVE, FLORENCE, KY 41042-1826
Document Number0D1089/040
Book / PageD1089 / 040
Map ReferenceMB 7 PG 21
Instrument DateMay 5, 2017
Instrument726262
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address7740 STOCKTON WAY, 7740, FLORENCE, KY 41042-8229

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address415 FOSTER AVE, FLORENCE, KY 41042-1826

Mortgage

Document Number0000726263
DateMay 9, 2017
Instrument726263
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityFlorence City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,697.00 (-3.52%)$225,000 (-) Land $15,000 Building $210,000
2024$225,000 (-) Land $15,000 Building $210,000
2023$1,759.00 (+0.63%)$225,000 (-) Land $15,000 Building $210,000$225,000 (-) Land $15,000 Building $210,000
2022$1,748.00$225,000 Land $15,000 Building $210,000$225,000 Land $15,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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