York County property record for 404 Flat Rock St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,656 sqft |
| Lot Size | 0.607 acres (26,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Jan 2022) |
| Tax Bill | $6,333 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-04-03-014 |
| Primary APN | 010-04-03-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Effective Year Built | Effective 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,425 sqft (0.607 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 404 FLAT ROCK ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 285&286 FLATROCK ST |
| Legal Subdivision | PROPERTY OF THE AMERICAN THREAD COMPANY |
| Legal Lot Number | 285-286 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 61802 |
404 Flat Rock St is owned and occupied by an individual who bought it in January 2022.
Source: York County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 26, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 29, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Prior Sale | Jun 29, 2021 · Amount on File |
| Deed Document Number | 20224133 |
| Deed Book / Page | 19940 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1646300229 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 16463/229 |
| Instrument | 201700027142 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GASTONIA, NC 28054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 26, 2022 |
| Property Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Document Number | 1994000047 |
| Book / Page | 19940 / 47 |
| Map Reference | MB 378 PG 315 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022004133 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Document Number | 2022004134 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022004134 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jun 29, 2021 |
| Property Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Document Number | 1938600090 |
| Book / Page | 19386 / 90 |
| Map Reference | MB 7 PG 210 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021037171 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $656.75 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 FLAT ROCK ST, CLOVER, SC 29710-1510 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 404 Flat Rock St was $6,333.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,333.00 | $12,084 Land $1,800 Building $10,284 | $201,400 Land $30,000 Building $171,400 |
| 2023 | $5,596.00 | $11,243 Land $1,080 Building $10,163 | $187,375 Land $18,000 Building $169,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Flat Rock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Flat Rock St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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