York County property record for 314 Flat Rock St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 900 sqft |
| Lot Size | 0.319 acres (13,902 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,200,000 (Jul 2024) |
| Tax Bill | $2,125 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Line of Credit Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-04-03-011 |
| Primary APN | 010-04-03-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,104 sqft |
| 1st Floor Area | 900 sqft |
| Effective Year Built | Effective 2012 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,902 sqft (0.319 acres) |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Street Address | 314 FLAT ROCK ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 282 |
| Legal Subdivision | MILL CREEK FALLS |
| Legal Lot Number | 282 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 61802 |
314 Flat Rock St is owned and occupied by an individual who bought it in July 2024.
Source: York County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2024 | Deed, Transfer · Line of Credit ROCKET MORTGAGE LLC |
| Jul 28, 2022 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 4, 2021 | Intrafamily Transfer, Transfer |
| Apr 27, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Feb 22, 2021 | Re-recorded Document |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on File |
| Deed Sale | Jul 25, 2024 · Amount on File |
| Prior Sale | Jul 28, 2022 · Amount on File |
| Deed Document Number | 202423153 |
| Deed Book / Page | 21419 / 145 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 1897300137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 25, 2024 |
| Property Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 2141900145 |
| Book / Page | 21419 / 145 |
| Instrument Date | Jul 23, 2024 |
| Instrument | 2024023153 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 2024023154 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 2024023154 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 28, 2022 |
| Property Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 2032100300 |
| Book / Page | 20321 / 300 |
| Map Reference | MB 7 PG 210 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022033827 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 2022033828 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022033828 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 4, 2021 |
| Property Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 1897300137 |
| Book / Page | 18973 / 137 |
| Map Reference | MB 7 PG 210 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021006595 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 27, 2020 |
| Property Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 1822300262 |
| Book / Page | 18223 / 262 |
| Map Reference | MB 7 PG 210 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 2020017393 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 2020017394 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020017394 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 22, 2021 |
| Property Address | 314 FLAT ROCK ST, CLOVER, SC 29710-1508 |
| Document Number | 1901900033 |
| Book / Page | 19019 / 33 |
| Map Reference | MB 7 PG 210 |
| Instrument Date | Jun 25, 2016 |
| Instrument | 2021010130 |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 CORDROY CT, CLOVER, SC 29710-6088 |
The 2025 property tax bill for 314 Flat Rock St was $2,125.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,125.00 | $8,548 Land $1,520 Building $7,028 | $213,700 Land $38,000 Building $175,700 |
| 2023 | $1,886.00 | $7,446 Land $800 Building $6,646 | $186,145 Land $20,000 Building $166,145 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 314 Flat Rock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Flat Rock St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures