404 E Summit St, Wilton, IA 52778 Property Records

Muscatine County property record for 404 E Summit St, Wilton, IA 52778 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 1959
Lot Size	0.253 acres (11,025 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2025)
Tax Bill	$2,450 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0406115007`

Property Details

APN / Parcel Number

Primary APN	`0406115007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Basement Area	1,066 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	404 E SUMMIT ST
City	WILTON
State	IA
Zip	52778-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-78-1W LOT 4 BLK 2 PARK ADD
Legal Subdivision	PARK ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4009
Census Tract	50200

Owner

Source: Muscatine County records · APN 0406115007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage R I A FCU
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Aug 05, 2024	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Dec 27, 2021	Warranty Deed, Transfer
Apr 10, 2017	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 05, 2024 · Amount on Record
Deed Document Number	2025-04409
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004230
Date	Jul 28, 2020
Instrument	2020-04230

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Sep 19, 2025
Property Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Document Number	0202504409
Map Reference	MB 115 PG 535
Instrument Date	Sep 18, 2025
Instrument	2025-04409
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SUMMIT ST, WILTON, IA 52778-9551

Mortgage

Document Number	0202504410
Date	Sep 19, 2025
Instrument	2025-04410

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Aug 05, 2024
Property Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Document Number	0202403242
Instrument Date	Jul 30, 2024
Instrument	2024-03242
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 E SUMMIT ST, WILTON, IA 52778-9551

Mortgage

Document Number	0202403243
Date	Aug 05, 2024
Instrument	2024-03243

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Dec 27, 2021
Property Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Document Number	0202107756
Map Reference	MB 115 PG 535
Instrument Date	Dec 22, 2021
Instrument	2021-07756
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 363, WILTON, IA 52778-0363

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Apr 10, 2017
Property Address	404 E SUMMIT ST, WILTON, IA 52778-9551
Document Number	0201701716
Map Reference	MB 115 PG 535
Instrument Date	Apr 07, 2017
Instrument	2017-01716
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$181.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BROCK H PELZER 404, 404, WILTON, IA 52778

Mortgage

Document Number	0201701717
Date	Apr 10, 2017
Instrument	2017-01717

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Muscatine County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,960 (+6.21%) Land $29,690 Building $133,270	$162,960 (+6.21%) Land $29,690 Building $133,270
2024	$2,450.00 (+1.07%)
2023		$153,425 (+11.58%) Land $29,712 Building $123,713	$153,425 (+11.58%) Land $29,712 Building $123,713
2022	$2,424.00 Homeowner's exemption	$137,500 Land $28,030 Building $109,470
2021			$137,500 Land $28,030 Building $109,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muscatine County (19139C), updated January 27, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191390502004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WTC Communications	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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