317 E Summit St, Wilton, IA 52778 Property Records

Muscatine County property record for 317 E Summit St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,286 sqft · built 1958
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (Jul 2021)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0406110009`

Property Details

APN / Parcel Number

Primary APN	`0406110009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Basement Area	1,286 sqft
Finished Basement	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	317 E SUMMIT ST
City	WILTON
State	IA
Zip	52778-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE
Legal Description	6-78-1W LOT 3 BLK 1 COCKSHOOT ADD
Legal Subdivision	COCKSHOOT ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4005
Census Tract	50200

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 E SUMMIT ST, WILTON, IA 52778-9586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COMMUNITY CU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20213810
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jul 1, 2021
Property Address	317 E SUMMIT ST, WILTON, IA 52778-9586
Document Number	202103810
Map Reference	MB 115 PG 535
Instrument Date	Jul 1, 2021
Instrument	2021-03810
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E SUMMIT ST, WILTON, IA 52778-9586

Mortgage

Document Number	202103811
Date	Jul 1, 2021
Instrument	2021-03811

Lender

Name	MEMBERS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	317 E SUMMIT ST, WILTON, IA 52778-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002818
Date	Jun 1, 2020
Instrument	2020-02818

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2045

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Jul 17, 2017
Property Address	317 E SUMMIT ST, WILTON, IA 52778-9586
Document Number	201703681
Map Reference	MB 115 PG 535
Instrument Date	Jul 11, 2017
Instrument	2017-03681
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 E SUMMIT ST, WILTON, IA 52778-9586

Mortgage

Document Number	201703682
Date	Jul 17, 2017
Instrument	2017-03682

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (-10.89%) Homeowner's exemption	$213,030 (+0.79%) Land $29,990 Building $183,040	$213,030 (+0.79%) Land $29,990 Building $183,040
2024	$3,488.00 (+2.17%)
2023		$211,364 (+11.24%) Land $30,009 Building $181,355	$211,364 (+11.24%) Land $30,009 Building $181,355
2022	$3,414.00 Homeowner's exemption	$190,010 Land $28,310 Building $161,700
2021			$190,010 Land $28,310 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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