404 E Sherman St, Holly, MI 48442 Property Records

Oakland County property record for 404 E Sherman St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2018)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-377-001`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-377-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	977 sqft
Basement Area	977 sqft
Unfinished Basement	977 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	404 E SHERMAN ST
City	HOLLY
State	MI
Zip	48442-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N, R7E, SEC 34 HADLEY'S OUT-LOTS W 175 FT OF LOT 10
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	HADLEYS OUT-LOTS
Legal Lot Number	10
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	3
Census Block	3015
Census Tract	124500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E SHERMAN ST, HOLLY, MI 48442-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE
Jul 25, 2018	Warranty Deed, Transfer · FHA Mortgage WOLFE FINANCIAL INC
Oct 2, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Feb 18, 2015 · Amount on Record
Deed Document Number	2018123131
Deed Book / Page	52030 / 255
Prior Transfer Date	Feb 10, 2011
Prior Transfer Doc	0000023914
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	404 E SHERMAN ST, HOLLY, MI 48442-1657
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHERMAN ST, HOLLY, MI 48442-1657

Mortgage

Document Number	0000161226
Date	Jun 24, 2021
Book Page	56454/855
Instrument	161226

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	404 E SHERMAN ST, HOLLY, MI 48442-1657
Document Number	0000063926
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHERMAN ST HOLLY MI 484421657, HOLLY, MI 48442-1657

Mortgage

Document Number	0000063926
Date	Apr 24, 2019
Book Page	052764/000291
Instrument	63926

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 25, 2018
Property Address	404 E SHERMAN ST, HOLLY, MI 48442-1657
Document Number	0000123131
Book / Page	52030 / 00255
Map Reference	LB 2 PG 19
Instrument Date	Jul 23, 2018
Instrument	123131
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 E SHERMAN ST, 404, HOLLY, MI 48442-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHERMAN ST, HOLLY, MI 48442-1657

Mortgage

Document Number	0000123132
Date	Jul 25, 2018
Instrument	123132

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	404 E SHERMAN ST, HOLLY, MI 48442-1657
Document Number	0000189319
Book / Page	051169 / 000303
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHERMAN ST HOLLY MI 484421657, HOLLY, MI 48442-1657

Mortgage

Document Number	0000189319
Date	Oct 12, 2017
Book Page	051169/000303
Instrument	189319

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00 (+57.41%) Homeowner's exemption	$80,540 (+18.76%)	$161,080 (+18.76%)
2024	$1,552.00 (+20.22%)
2023		$67,820	$135,640
2021	$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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