403 E Sherman St, Holly, MI 48442 Property Records

Oakland County property record for 403 E Sherman St, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,048 sqft · built 1915
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2022)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`IH-01-34-329-024`

Property Details

APN / Parcel Number

Primary APN	`IH-01-34-329-024`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	19,166 sqft (0.44 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	42 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	403 E SHERMAN ST
City	HOLLY
State	MI
Zip	48442-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 34 BAIRD'S ADD W 98 FT OF LOTS 65, 66 & 67
Legal Range	07E
Legal Township	05N
Legal Section	34
Legal Subdivision	BAIRD'S ADD
Legal Lot Number	65-67
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	3
Census Block	3010
Census Tract	124500

Owner

Source: Oakland County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	91 BILTMORE DR, TROY, MI 48084-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HILLS FINANCIAL GROUP
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 17, 2022	Warranty Deed, Transfer STERLING TITLE AGENCY
Oct 18, 2022	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	2022459418
Deed Book / Page	58195 / 98
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2026
Property Address	403 E SHERMAN ST, HOLLY, MI 48442-1658
Document Number	0000081234
Book / Page	61271 / 90
Instrument Date	Jun 1, 2026
Instrument	202681234
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SHERMAN ST, HOLLY, MI 48442-1658

Mortgage

Document Number	0000081234,
Date	Jun 8, 2026
Book Page	61271/90
Instrument	202681234

Lender

Name	HILLS FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	403 E SHERMAN ST, HOLLY, MI 48442-1658
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SHERMAN ST, HOLLY, MI 48442-1658

Mortgage

Document Number	0000456819
Date	Oct 12, 2022
Book Page	58182/115
Instrument	456819

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2022
Property Address	403 E SHERMAN ST, HOLLY, MI 48442-1658
Document Number	0000458596
Book / Page	58191 / 90
Map Reference	LB 2 PG 40&10
Instrument Date	Oct 7, 2022
Instrument	458596
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 WAYNOKA LN, LOUDON, TN 37774-3147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SHERMAN ST, HOLLY, MI 48442-1658

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 18, 2022
Property Address	403 E SHERMAN ST, HOLLY, MI 48442-1658
Document Number	0000459418
Book / Page	58195 / 98
Instrument Date	Oct 7, 2022
Instrument	459418
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 E SHERMAN ST, HOLLY, MI 48442-1658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E SHERMAN ST, HOLLY, MI 48442-1658

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Municipality	Holly Village
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,490.00 (+49.72%) Homeowner's exemption	$117,020 (+15.72%)	$234,040 (+15.72%)
2024	$2,999.00 (+137.45%)
2023		$101,120	$202,240
2021	$1,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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