Jessamine County property record for 404 E Ridge Dr, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,246 sqft · built 2004 |
| Lot Size | 0.178 acres (7,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Jun 2022) |
| Tax Bill | $3,088 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-40-03-039.00 |
| Primary APN | 059-40-03-039.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Lot Area | 7,791 sqft (0.178 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 404 E RIDGE DR |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-2955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46N |
| Legal Subdivision | SOUTHBROOK |
| Legal Block | N |
| Legal Lot Number | 46 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 60502 |
Source: Jessamine County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · USDA Mortgage DOVENMUEHLE MORTGAGE INC |
| Jun 30, 2022 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 25, 2020 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on Record |
| Deed Sale | Jun 30, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 2022418823 |
| Deed Book / Page | 846 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Document Number | 0000409665 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | M1492/611 |
| Instrument | 409665 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jun 30, 2022 |
| Property Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Document Number | 0000418823 |
| Book / Page | D846 / 780 |
| Map Reference | CAB 8 SL 384 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 418823 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4200 BRIDGEWATER WAY, LEXINGTON, KY 40509-8322 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Document Number | 0000418824 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 418824 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 25, 2020 |
| Property Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Document Number | 0000392954 |
| Book / Page | D814 / 782 |
| Map Reference | CAB 8 SL 384 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 392954 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 TIMOTHY DR, 109, NICHOLASVILLE, KY 40356-9278 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 404 E RIDGE DR, NICHOLASVILLE, KY 40356-2955 |
| Document Number | 0000392956 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 392956 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Nicholasville City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,088.00 (-1.4%) | $295,000 (-) Land $40,000 Building $255,000 | $295,000 (-) Land $40,000 Building $255,000 |
| 2023 | $3,132.00 (+34.65%) | $295,000 (+35.01%) Land $40,000 Building $255,000 | $295,000 (+35.01%) Land $40,000 Building $255,000 |
| 2022 | $2,326.00 | $218,500 Land $31,500 Building $187,000 | $218,500 Land $31,500 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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