309 E Ridge Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 309 E Ridge Dr, Nicholasville, KY 40356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,486 sqft · built 2002
Lot Size0.199 acres (8,671 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2022)
Tax Bill$3,466 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-40-02-008.00

Property Details

APN / Parcel Number

Primary APN059-40-02-008.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,486 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone
Lot Area8,671 sqft (0.199 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address309 E RIDGE DR
CityNICHOLASVILLE
StateKY
Zip40356-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8M
Legal SubdivisionSOUTHBROOK
Legal BlockM
Legal Lot Number8
JurisdictionJESSAMINE KY
Township / Civil DivisionNICHOLASVILLE
Census Block Group4
Census Block4022
Census Tract60502

Owner

Source: Jessamine County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address309 E RIDGE DR, NICHOLASVILLE, KY 40356-2949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleSep 20, 2016 · Amount on Record
Deed Document Number2022410646
Deed Book / Page838 / 789
Record UpdatedSep 20, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionJESSAMINE KY
Recording DateJan 3, 2022
Property Address309 E RIDGE DR, NICHOLASVILLE, KY 40356-2949
Document Number0000410646
Book / PageD838 / 789
Map ReferenceCAB 8 SL 384
Instrument DateDec 28, 2021
Instrument410646
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address263 WHITNEY LN, 263, LANCASTER, KY 40444-7202

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E RIDGE DR, NICHOLASVILLE, KY 40356-2949

Mortgage

Document Number0000410647
DateJan 3, 2022
Instrument410647
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Mortgage

Document Number0000410648
DateJan 3, 2022
Book PageM1496/319
Instrument410648
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
MunicipalityNicholasville City
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,466.00 (+38.92%)$331,100 (+40.89%) Land $49,200 Building $281,900$331,100 (+40.89%) Land $49,200 Building $281,900
2023$2,495.00 (-0.28%)$235,000 (-) Land $35,000 Building $200,000$235,000 (-) Land $35,000 Building $200,000
2022$2,502.00$235,000 Land $35,000 Building $200,000$235,000 Land $35,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNICHOLASVILLE WATER DEPARTMENT
serves 35,266 people · EPA ID KY0570315
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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