Champaign County property record for 404 E Park St, Champaign, IL 61820 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,067 sqft · built 1894 |
| Lot Size | 0.204 acres (8,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,500 (Jun 2026) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-21-07-328-010 |
| Primary APN | 46-21-07-328-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,067 sqft Building Perimeter |
| 1st Floor Area | 1,067 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,874 sqft (0.204 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Heating System | Central |
|---|
| Street Address | 404 E PARK ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M. |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 07 |
| Legal Subdivision | MASTER IN CHANCERY SUB |
| Legal Lot Number | 51,1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 200 |
Source: Champaign County records · APN 46-21-07-328-010
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E PARK ST, CHAMPAIGN, IL 61820-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY/IL COMMUNITY CREDIT UNION |
| Sep 22, 2021 | Warranty Deed, Transfer · Line of Credit HICKORY POINT BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2021 · Amount on Record |
| Deed Document Number | 20268721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 404 E PARK ST, CHAMPAIGN, IL 61820-3818 |
| Document Number | 0000008721 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20268721 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,254.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 404 E PARK ST, CHAMPAIGN, IL 61820-3818 |
| Document Number | 0000008722, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20268722 |
| Name | UNIVERSITY/IL COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Sep 22, 2021 |
| Property Address | 404 E PARK ST, CHAMPAIGN, IL 61820-3818 |
| Document Number | 0000022610 |
| Map Reference | DD I PG 415 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R22610 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 711 HAMILTON DR, CHAMPAIGN, IL 61820-6811 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022611 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021R22611 |
| Name | HICKORY POINT BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+10.93%) Homeowner's exemption | $34,990 (+12.18%) Land $2,880 Building $32,110 | $104,970 (+12.18%) Land $8,640 Building $96,330 |
| 2024 | $2,196.00 (+8.71%) | $31,190 (+19%) Land $2,570 Building $28,620 | $93,570 (+19%) Land $7,710 Building $85,860 |
| 2023 | $2,020.00 (-16.18%) | ||
| 2022 | $2,410.00 | $26,210 Land $2,160 Building $24,050 | $78,630 Land $6,480 Building $72,150 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170190002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–1996) |
| Most Recent Claim | May 1996, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Pavlov Media, AMG Technology Investment Group, AT&T, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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