402 E Park St, Champaign, IL 61820 Property Records

Champaign County property record for 402 E Park St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,424 sqft)
Owner	Company Name on Record
Last Sale	$196,500 (Nov 2025)
Tax Bill	$1,960 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-21-07-328-016`

Property Details

APN / Parcel Number

Primary APN	`46-21-07-328-016`
Alternative APN	`462107328004`

Exterior

Lot Area	4,424 sqft (0.1 acres)

Location & Zoning

Street Address	402 E PARK ST
City	CHAMPAIGN
State	IL
Zip	61820-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 SUB OF S PT LT 1 OF SEC. 7-19-9 - AKA - MASTER IN CHANCERY SUB OF S PT. LT 1 SEC. 7-19-9 - AKA - COL. M.
Legal Range	09E
Legal Township	19N
Legal Section	07
Legal Subdivision	MASTER IN CHANCERY SUB
Legal Lot Number	52,1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2040
Census Tract	200

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	301 COREY LN, CHAMPAIGN, IL 61822-1129
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Commercial Mortgage CATHAY BANK
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST
Aug 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage HICKORY POINT BANK & TRUST
Dec 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jan 28, 2008
Deed Document Number	202517530
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 13, 2025
Property Address	402 E PARK ST, CHAMPAIGN, IL 61820-3818
Document Number	0000017530
Map Reference	MB F PG 415
Instrument Date	Nov 10, 2025
Instrument	2025R17530
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COREY LN, CHAMPAIGN, IL 61822-1129

Mortgage

Document Number	0000017531
Date	Nov 13, 2025
Instrument	2025R17531

Lender

Name	CATHAY BANK
Type	Bank
Address	CHICAGO, IL 60616

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 E PARK ST, CHAMPAIGN, IL 61820-3818
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022611
Date	Sep 22, 2021
Instrument	2021R22611

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 E PARK ST, CHAMPAIGN, IL 61820-3818
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019689
Date	Aug 17, 2021
Instrument	2021R19689

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 23, 2020
Property Address	402 E PARK ST, CHAMPAIGN, IL 61820-3818
Document Number	0000027222
Instrument Date	Dec 17, 2020
Instrument	27222
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	711 HAMILTON DR CHAMPAIGN IL 618206811, CHAMPAIGN, IL 61820-6811

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,930 (+12.2%) Land $2,880 Building $39,050	$125,790 (+12.2%) Land $8,640 Building $117,150
2024	$1,960.00 (+15.09%) Homeowner's exemption	$37,370 (+19.05%) Land $2,570 Building $34,800	$112,110 (+19.05%) Land $7,710 Building $104,400
2022	$1,703.00 Homeowner's exemption	$31,390 Land $2,160 Building $29,230	$94,170 Land $6,480 Building $87,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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