Lafayette County property record for 404 E Orchard St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,709 sqft · built 1998 |
| Lot Size | 1.13 acres (49,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Jul 2020) |
| Tax Bill | $3,674 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-035.050 |
| Primary APN | 23-1.0-01-1-003-035.050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| Basement Area | 1,709 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 49,314 sqft (1.13 acres) |
| Lot Dimensions | 390 ft deep x 126 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 568 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 404 E ORCHARD ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 WOODLAND ACRES; 782-687, 840-30, 1062-1114, 1062-1116, 1062-1135, 2010DR4177, 2016DR1491, 2018DR1455, 2020DR2864 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | WOODLAND ACRES |
| Legal Lot Number | 7 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
404 E Orchard St is owned and occupied by two individuals who bought it in July 2020.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E ORCHARD ST, ODESSA, MO 64076-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2018 | Deed of Trust, Mortgage NORTH AMERICAN SAVINGS BANK |
| Jul 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on File |
| Deed Sale | Jul 20, 2020 · Amount on File |
| Deed Document Number | 2020DR2864 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 2020DR2864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 404 E ORCHARD ST, ODESSA, MO 64076-1578 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018DR1456 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 2018DR1456 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 20, 2020 |
| Property Address | 404 E ORCHARD ST, ODESSA, MO 64076-1578 |
| Document Number | 2020DR2864 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020DR2864 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 E ORCHARD ST, ODESSA, MO 64076-1578 |
| Document Number | 2020DR2865 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020DR2865 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 404 E Orchard St was $3,674, up 11.5% from the year before.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,674.00 (+11.54%) | $49,613 | $261,120 Land $31,600 Building $229,520 |
| 2024 | $3,294.00 | ||
| 2023 | $43,520 | $229,050 Land $27,720 Building $201,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 E Orchard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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