Lafayette County property record for 403 E Orchard St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,648 sqft · built 1981 |
| Lot Size | 1 acres (43,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,468 (Sep 2025) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-036.000 |
| Primary APN | 23-1.0-01-1-003-036.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,834 sqft (1 acres) |
| Lot Dimensions | 398 ft deep x 110 ft wide |
| Garage Type | Mixed |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 403 E ORCHARD ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 WOODLAND ACRES; 612-838, 892-953, 897-696, 2013DR4456, 2018DR4110, 2019DR4677, 2019DR4765, 2025DR1954, 2025DR3546 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | WOODLAND ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
403 E Orchard St is owned and occupied by an individual who bought it in September 2025.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Oct 7, 2013 | Deed of Trust, Mortgage BANK OF ODESSA |
| Jan 21, 2016 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 26, 2015 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION COMPANY LLC |
| Sep 10, 2025 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP |
| Nov 27, 2019 | Warranty Deed, Transfer UNKNOWN, TRUMAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Jun 2, 2025 |
| Deed Document Number | 20253546 |
| Prior Transfer Date | May 28, 2025 |
| Prior Transfer Doc | 0000001954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 02017/0903 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 2017/0903 |
| Instrument | 2017DR0903 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 560 N 1ST ST 2, 2, ODESSA, MO 64076-5239 |
| Document Number | 2013DR4457 |
|---|---|
| Date | Oct 7, 2013 |
| Instrument | 2013DR4457 |
| Name | BANK OF ODESSA |
|---|---|
| Address | PO BOX 200, ODESSA, MO 64076 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 02016/0222 |
|---|---|
| Date | Jan 21, 2016 |
| Book Page | 2016/0222 |
| Instrument | 2016DR0222 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015DR0601 |
|---|---|
| Date | Feb 26, 2015 |
| Instrument | 2015DR0601 |
| Name | DAS ACQUISITION COMPANY LLC |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Sep 10, 2025 |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Document Number | 2025DR3546 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 2025DR3546 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Document Number | 2025DR3549 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025DR3549 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Nov 27, 2019 |
| Property Address | 403 E ORCHARD ST, ODESSA, MO 64076-1579 |
| Document Number | 2019DR4765 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019DR4765 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, TRUMAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9201 S BUCKNER TARSNEY RD, OAK GROVE, MO 64075-7209 |
The 2025 property tax bill for 403 E Orchard St was $2,654.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,654.00 | $35,844 | $188,650 Land $27,760 Building $160,890 |
| 2023 | $31,441 | $165,480 Land $24,350 Building $141,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 E Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 E Orchard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ODESSA PWS serves 5,202 people · EPA ID MO1010599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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