404 E Locust St, Stockton, MO 65785 Property Records

Cedar County property record for 404 E Locust St, Stockton, MO 65785

Property Summary

Property Type	Single Family Home
Details	1 ba · 814 sqft · built 1950
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Tax Bill	$240 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2.2-09-003-011-002.00`

Property Details

APN / Parcel Number

Primary APN	`09-2.2-09-003-011-002.00`
Alternative APNs	`3971` `2892`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2892
Street Address	404 E LOCUST ST
City	STOCKTON
State	MO
Zip	65785-8376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R L HAYES LOTS 4 5 & 6 BLK 4
Legal Range	26
Legal Township	34
Legal Section	09
Legal Subdivision	R L HAYES
Legal Block	4
Legal Lot Number	4,5,6
Jurisdiction	CEDAR MO
Township / Civil Division	LINN
Census Block Group	3
Census Block	3050
Census Tract	870300

Owner

Source: Cedar County assessment roll, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 E LOCUST ST, STOCKTON, MO 65785-8376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MID MISSOURI BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Apr 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2018
Deed Sale	Apr 25, 2018
Deed Book / Page	2018 / 801
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	404 E LOCUST ST, STOCKTON, MO 65785-8376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2127
Date	Sep 18, 2018
Book Page	2018/2127

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	404 E LOCUST ST, STOCKTON, MO 65785-8376
Transaction Type	Mortgage
Record Updated	Aug 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1528
Date	Jul 28, 2020
Book Page	2020/1528

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR MO
Recording Date	Apr 25, 2018
Property Address	404 E LOCUST ST, STOCKTON, MO 65785-8376
Document Number	2018/0801
Book / Page	2018 / 0801
Instrument Date	Apr 25, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E LOCUST ST, STOCKTON, MO 65785-8376

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Municipality	Stockton City
Unified School District	Stockton R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$240.00	$5,340 (+12.9%) Land $670 Building $4,670	$28,058 (+12.73%) Land $3,499 Building $24,559
2023		$4,730	$24,890 Land $3,100 Building $21,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOCKTON PWS serves 1,892 people · EPA ID MO5010763
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Click Computers.

Nearby Properties on E Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures