302 E Locust St, Stockton, MO 65785 Property Records

Cedar County property record for 302 E Locust St, Stockton, MO 65785

Property Summary

Property Type	Single Family Home
Details	1 ba · 576 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Apr 2026)
Tax Bill	$403 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2009 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2.2-09-003-013-001.00`

Property Details

APN / Parcel Number

Primary APN	`09-2.2-09-003-013-001.00`
Alternative APNs	`4003` `3105`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	996 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	3105
Street Address	302 E LOCUST ST
City	STOCKTON
State	MO
Zip	65785-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUTNAM ADDITION LT 6 BLK 2
Legal Range	26
Legal Township	34
Legal Section	09
Legal Subdivision	PUTNAM ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	CEDAR MO
Township / Civil Division	LINN
Census Block Group	3
Census Block	3044
Census Tract	870300

Owner

Source: Cedar County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18745 E 920TH RD, HUMANSVILLE, MO 65674-8033
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Mar 23, 2009	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Apr 13, 2026	Warranty Deed, Transfer · Line of Credit SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Deed Book / Page	2026 / 708
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	302 E LOCUST ST, STOCKTON, MO 65785-9224
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/0639
Date	Apr 10, 2019
Book Page	2019/0639

Lender

Name	SIMMONS BANK
Type	Bank
Address	STOCKTON, MO 65785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR MO
Property Address	302 E LOCUST ST, STOCKTON, MO 65785-9224
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02009/0049
Date	Mar 23, 2009
Book Page	2009/0049
Instrument	200900049

Lender

Name	LIBERTY BANK
Type	Bank
Address	STOCKTON, MO 65785

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR MO
Recording Date	Apr 13, 2026
Property Address	302 E LOCUST ST, STOCKTON, MO 65785-9224
Document Number	2026000708
Book / Page	2026 / 708
Instrument Date	Apr 13, 2026
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18745 E 920TH RD, HUMANSVILLE, MO 65674-8033

Mortgage

Document Number	2026000709,
Date	Apr 13, 2026
Book Page	2026/709

Lender

Name	SIMMONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cedar County
Municipality	Stockton City
Unified School District	Stockton R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,950 (-) Land $520 Building $8,430
2025	$403.00 (+7.47%)	$8,950 (+15.04%) Land $520 Building $8,430	$47,110 (+14.99%) Land $2,760 Building $44,350
2024	$375.00
2023		$7,780	$40,970 Land $2,400 Building $38,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOCKTON PWS serves 1,892 people · EPA ID MO5010763
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Click Computers.

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