Escambia County property record for 404 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,123 sqft · built 2017 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Mar 2023) |
| Tax Bill | $1,869 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9020-024-039 |
| Primary APN | 00-0S-00-9020-024-039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| 1st Floor Area | 1,123 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Width | 30 ft Width |
| Porch | Open Porch |
| Porch Area | 134 sqft |
| Utility Building | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 133105000 |
|---|---|
| Street Address | 404 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-5959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | W 30 FT OF LT 24 BLK 39 EAST KING TRACT OR 8949 P 453 CA 66 |
| Legal Subdivision | EAST KING TRACT |
| Legal Block | 39 |
| Legal Lot Number | 24 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 600 |
404 E Lloyd St is owned and occupied by an individual who bought it in March 2023.
Source: Escambia County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 E LLOYD ST, PENSACOLA, FL 32503-5959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Nov 20, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 27, 2017 | Correction Deed · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on File |
| Deed Sale | Mar 23, 2023 · Amount on File |
| Prior Sale | Nov 20, 2020 · Amount on File |
| Deed Document Number | 202322695 |
| Deed Book / Page | 8949 / 453 |
| Prior Transfer Date | Aug 1, 2017 |
| Prior Transfer Doc | 0078010863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Mar 23, 2023 |
| Property Address | 404 E LLOYD ST, PENSACOLA, FL 32503-5959 |
| Document Number | 0089490453 |
| Book / Page | 8949 / 453 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023022695 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | GENESIS LAND & TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7145 FLOYD DR, PENSACOLA, FL 32526-3802 |
| Name | Verified Name |
|---|---|
| Address | 404 E LLOYD ST, PENSACOLA, FL 32503-5959 |
| Document Number | 0008949454 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 8949/454 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 20, 2020 |
| Property Address | 404 E LLOYD ST, PENSACOLA, FL 32503-5959 |
| Document Number | 0084090694 |
| Book / Page | 8409 / 694 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020100818 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 E LLOYD ST, 404, PENSACOLA, FL 32503-5959 |
| Name | Verified Name |
|---|---|
| Address | 3107 E LAKEVIEW AVE, PENSACOLA, FL 32503-6236 |
| Document Number | 8409696 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 8409/696 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 404 E LLOYD ST, PENSACOLA, FL 32503-5959 |
| Document Number | 0078010863 |
| Book / Page | 7801 / 0863 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 2017085017 |
| Record Updated | Sep 17, 2021 |
| Title Company | RELLABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 302 N BARCELONA ST, 302, PENSACOLA, FL 32501-4806 |
| Name | Verified Name |
|---|---|
| Address | 2717 N W ST STE D, D, PENSACOLA, FL 32505-4969 |
| Document Number | 2017085018 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017085018 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2047 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,733 | $227,562 Land $40,500 Building $187,062 | |
| 2024 | $1,869.00 (-47.04%) | ||
| 2023 | $3,529.00 (+38.88%) | $204,488 (+9.34%) | $204,488 (+9.34%) Land $27,000 Building $177,488 |
| 2022 | $2,541.00 Homeowner's exemption | $187,024 | $187,024 Land $27,000 Building $160,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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