Escambia County property record for 312 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 750 sqft · built 1918 |
| Lot Size | 0.171 acres (7,427 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (Nov 2019) |
| Tax Bill | $633 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9020-026-040 |
| Primary APN | 00-0S-00-9020-026-040 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 750 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,427 sqft (0.171 acres) |
| Lot Width | 50 ft Width |
| Porch | Unfinished Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 133126000 |
|---|---|
| Street Address | 312 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-5957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LT 26 & W 1/2 OF LT 25 BLK 40 EAST KING TRACT OR 8197 P 76 OR 8966 P 582 CA 66 |
| Legal Subdivision | EAST KING TRACT |
| Legal Block | 40 |
| Legal Lot Number | 26 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 600 |
312 E Lloyd St is owned and occupied by an individual who acquired it in April 2023.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 24, 2023 | Intrafamily Transfer, Transfer OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC |
| Nov 12, 2019 | Grant Deed, Transfer · FHA Mortgage PRIME LNDG |
| Jun 17, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Feb 14, 2006 · Amount on File |
| Deed Document Number | 201998900 |
| Deed Book / Page | 8197 / 76 |
| Last Transfer Date | Apr 20, 2023 |
| Transfer Doc | 0089660582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Number | 0089000279 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 8900/279 |
| Instrument | 2022116778 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Number | 0092131045 |
|---|---|
| Date | Oct 3, 2024 |
| Book Page | 9213/1045 |
| Instrument | 2024075892 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Dec 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 24, 2023 |
| Property Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Number | 0089660582 |
| Book / Page | 8966 / 582 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023032306 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5861 HUNTING MEADOWS DR, CRESTVIEW, FL 32536-4320 |
| Name | Verified Name |
|---|---|
| Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 12, 2019 |
| Property Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Number | 0081970076 |
| Book / Page | 008197 / 000076 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 98900 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Tax | $367.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CARDINAL CT CRESTVIEW FL 325398524, CRESTVIEW, FL 32539-8524 |
| Document Number | 81970077 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 008197/000077 |
| Instrument | 98901 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 312 E LLOYD ST, PENSACOLA, FL 32503-5957 |
| Document Number | 0081140575 |
| Book / Page | 008114 / 000575 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 52964 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $557.82 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,008 | $86,836 Land $29,700 Building $57,136 | |
| 2024 | $633.00 (-38.84%) | ||
| 2023 | $1,035.00 (+6.92%) | $49,361 (-36.01%) | $82,041 (+6.35%) Land $29,700 Building $52,341 |
| 2022 | $968.00 | $77,142 | $77,142 Land $29,700 Building $47,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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