400 E Lafayette St, Clayton, IL 62324 Property Records

Adams County property record for 400 E Lafayette St, Clayton, IL 62324

Property Summary

Property TypeSingle Family Home
Lot Size0.18 acres (8,034 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jul 2020)
Tax Bill$2,147 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN010062200000

Property Details

APN / Parcel Number

Primary APN010062200000

Exterior

Lot Area8,034 sqft (0.18 acres)

Location & Zoning

Street Address400 E LAFAYETTE ST
CityCLAYTON
StateIL
Zip62324-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 MONTGOMERY SURVEY LOT 5 & W 1/2 LOT 4
Legal Range5W
Legal Township1N
Legal Section34
Legal SubdivisionMONTGOMERYS ADD
Legal Lot Number4-5
JurisdictionADAMS IL
Township / Civil DivisionCLAYTON
Census Block Group4
Census Block4035
Census Tract10200

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 E LAFAYETTE ST, CLAYTON, IL 62324-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWN & COUNTRY BANK
Jun 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2020 · Amount on Record
Deed SaleJul 23, 2020 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number20206580
Prior Transfer DateJul 10, 2020
Prior Transfer Doc2020R06580
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJul 23, 2020
Property Address400 E LAFAYETTE ST, CLAYTON, IL 62324-1407
Document Number2020R06580
Instrument DateJul 10, 2020
Instrument2020R-06580
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E LAFAYETTE ST, CLAYTON, IL 62324-1407

Mortgage

Document Number2020R06581
DateJul 23, 2020
Instrument2020R-06581
Lender
NameTOWN & COUNTRY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.75%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJun 29, 2018
Property Address400 E LAFAYETTE ST, CLAYTON, IL 62324-1407
Document Number2018R05066
Instrument DateJun 28, 2018
Instrument2018R-05066
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2200 E 1450TH ST, MENDON, IL 62351-2909

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionClayton Township
MunicipalityClayton Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,080 (+8%) Land $4,230 Building $35,850$120,240 (+8%) Land $12,690 Building $107,550
2024$2,147.00 (+16.81%)$37,110 (+12.97%) Land $3,920 Building $33,190$111,330 (+12.97%) Land $11,760 Building $99,570
2022$32,850 Land $3,470 Building $29,380$98,550 Land $10,410 Building $88,140
2021$1,838.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAYTON
serves 709 people · EPA ID IL0010100
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300

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