404 E King St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 404 E King St, Kings Mountain, NC 28086

Property Summary

Property Type	Auto Repair, Garage
Details	6,225 sqft · built 2020
Lot Size	1.48 acres (64,582 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jan 2018)
Tax Bill	$6,151 (2026)
Deeds & Mortgages	Jun 2019 Construction Loan Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1319058`

Property Details

APN / Parcel Number

Primary APN	`1319058`
Alternative APN	`6994`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	6,225 sqft Total Area
Attic	Attic
Attic Area	608 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Lot Area	64,582 sqft (1.48 acres)
Lot Dimensions	413 ft deep x 105 ft wide
Garage Area	6,225 sqft
Parking Spaces	20 Parking Spaces
Porch	Porch
Porch Area	822 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1319058
Street Address	404 E KING ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-3421
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	NB
Legal Description	LOT E KING ST
Legal Block	1
Legal Lot Number	E
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3003
Census Tract	950500

Owner

404 E King St, a commercial property, is owned by a company that acquired it in March 2018.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	112 HERNDON FARM RD, KINGS MOUNTAIN, NC 28086-8708
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Jan 24, 2018	Warranty Deed, Transfer THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20182017-009441
Deed Book / Page	1759 / 1481
Last Transfer Date	Mar 8, 2018
Transfer Doc	0017621572
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	404 E KING ST, KINGS MOUNTAIN, NC 28086-3421
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017932411
Date	Jun 19, 2019
Book Page	1793/2411
Instrument	200027510

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	GASTONIA, NC 28054

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 24, 2018
Property Address	404 E KING ST, KINGS MOUNTAIN, NC 28086-3421
Document Number	0017591481
Book / Page	1759 / 1481
Instrument Date	Jan 23, 2018
Instrument	2017-009441
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 WINGED FOOT DR, DENVER, NC 28037-6506

Mortgage

Document Number	0017591489
Date	Jan 24, 2018
Book Page	1759/1489
Instrument	200009443

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	GASTONIA, NC 28055

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 404 E King St was $6,151, down 0.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,151.00 (-0.49%)	$603,099 (-) Land $219,278 Building $383,821	$603,099 (-) Land $219,278 Building $383,821
2025	$6,181.00	$603,099 Land $219,278 Building $383,821	$603,099 Land $219,278 Building $383,821
2023		$461,923 Land $183,449 Building $278,474	$461,923 Land $183,449 Building $278,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E King St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E King St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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