402 E King St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 402 E King St, Kings Mountain, NC 28086

Property Summary

Property TypeCommercial
Details4,890 sqft · built 1995
Lot Size0.615 acres (26,800 sqft)
OwnerCompany Name on Record
Tax Bill$2,838 (2026)
Deeds & MortgagesMar 2022 Transfer
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN1346753

Property Details

APN / Parcel Number

Primary APN1346753
Alternative APNs
  • 2969001
  • 6993

Interior

Plumbing Fixtures100 Plumbing Fixtures
Stories8 Stories
Building Area4,890 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area26,800 sqft (0.615 acres)
Lot Dimensions335 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1346753
Street Address402 E KING ST
CityKINGS MOUNTAIN
StateNC
Zip28086-3421
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeNB
Legal DescriptionLOT KING ST E
Legal Block1
Legal Lot Number25
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3003
Census Tract950500

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1132, KINGS MOUNTAIN, NC 28086-1132
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Intrafamily Transfer, Transfer
Nov 16, 2017Loan Modification, Mortgage
FIRST NAT'L BK/SHELBY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 17, 2022
Transfer Doc0018671575
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND NC
Recording DateMar 16, 2022
Property Address402 E KING ST, KINGS MOUNTAIN, NC 28086-3421
Document Number0018671575
Book / Page1867 / 1575
Instrument DateFeb 17, 2022
Instrument200069914
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1132, KINGS MOUNTAIN, NC 28086-1132
InvestorPossibly a Property Investor

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND NC
Property Address402 E KING ST, KINGS MOUNTAIN, NC 28086-3440
Document Number0017561484
Book / Page001756 / 001484
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1327 N PIEDMONT AVE KINGS MOUNTAIN NC 280869472, KINGS MOUNTAIN, NC 28086-9472

Mortgage

Document Number0017561484
DateDec 4, 2017
Book Page001756/001484
Instrument200007783
Lender
NameFIRST NAT'L BK/SHELBY
TypeBank
AddressLITTLE ROCK, AR 72231
Agreement
Term60 Months
DueDec 3, 2022

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityKings Mountain City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,838.00 (-0.49%)$278,280 (-) Land $84,960 Building $193,320$278,280 (-) Land $84,960 Building $193,320
2025$2,852.00$278,280 (+38.29%) Land $84,960 Building $193,320$278,280 (+38.29%) Land $84,960 Building $193,320
2023$201,224 Land $60,416 Building $140,808$201,224 Land $60,416 Building $140,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KINGS MOUNTAIN
serves 14,784 people · EPA ID NC0123020
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ripple Fiber.

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