404 E Girard Rd, Coldwater, MI 49036 Property Records

Branch County property record for 404 E Girard Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$39,000 (Jan 2002)
Tax Bill$821 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN030-015-300-102-00

Property Details

APN / Parcel Number

Primary APN030-015-300-102-00

Exterior

Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Street Address404 E GIRARD RD
CityCOLDWATER
StateMI
Zip49036-9642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOT NO 2 VILLAGE OF GIRARD SEC 15 T5S R6W
Legal Range06W
Legal Township05S
Legal Section15
Legal SubdivisionVILLAGE OF GIRARD
Legal Lot Number2
JurisdictionBRANCH MI
Township / Civil DivisionGIRARD
Census Block Group2
Census Block2067
Census Tract950100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 E GIRARD RD, COLDWATER, MI 49036-9642
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2002 · Amount on Record
Deed SaleJan 12, 2002 · Amount on Record
Prior SaleDec 3, 1997
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address404 E GIRARD RD, COLDWATER, MI 49036-9642
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-05129
DateJul 28, 2017
Instrument2017-05129
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionGirard Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,150 (+28.41%)$152,300 (+28.41%)
2025$821.00 (+2.75%)$59,300$118,600
2024$799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DMCI Broadband.

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