Branch County property record for 394 E Girard Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-016-400-102-00 |
| Primary APN | 030-016-400-102-00 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Street Address | 394 E GIRARD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON S LI SEC AT PT 148.6 FT W OF SE COR, TH N 249 FT, TH W 159 FT, TH S 249 FT, TH E 159 FT TO BEG, INC IN THIS DESC IS |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | CARLES ADD |
| Legal Lot Number | 1-3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 394 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 4, 2023 | Intrafamily Transfer, Transfer |
| Aug 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2023 |
| Transfer Doc | 0202304236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 4, 2023 |
| Property Address | 394 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0202304236 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023-04236 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 394 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 394 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201905568 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019-05568 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,450 (+17.69%) | $190,900 (+17.69%) | |
| 2025 | $1,097.00 (+2.72%) | $81,100 (+37.93%) | $162,200 (+37.93%) |
| 2024 | $1,068.00 | ||
| 2023 | $58,800 | $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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