404 E Elm St, Spencer, WI 54479 Property Records

Marathon County property record for 404 E Elm St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.544 acres (23,697 sqft)
Owner	Individual Name on Record
Last Sale	$185,400 (Jul 2022)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1127`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1127`
Alternative APN	`56-0680-033-001-00-00`

Exterior

Lot Area	23,697 sqft (0.544 acres)

Location & Zoning

Street Address	404 E ELM ST
City	SPENCER
State	WI
Zip	54479-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBINSONS 1ST ADD LOTS 1-2-3-6-7 & 8 BLK 33
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SE
Legal Subdivision	ROBINSONS 1ST ADD
Legal Block	33
Legal Lot Number	1-2-3 2
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2002
Census Tract	2101

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 E ELM ST, SPENCER, WI 54479-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Jul 13, 2015
Deed Document Number	1865451
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Jul 8, 2022
Property Address	404 E ELM ST, SPENCER, WI 54479-9328
Document Number	0001865451
Instrument Date	Jul 8, 2022
Instrument	1865451
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 E ELM ST, SPENCER, WI 54479-9328

Mortgage

Document Number	0001865452
Date	Jul 8, 2022
Instrument	1865452

Lender

Name	SIMPLICITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,821.00 (+21.39%)	$145,800 (-) Land $21,900 Building $123,900	$185,112 (+17.58%) Land $27,805 Building $157,307
2023	$2,324.00 Homeowner's exemption	$145,800 Land $21,900 Building $123,900	$157,438 Land $23,648 Building $133,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures