Marathon County property record for 302 E Elm St, Spencer, WI 54479
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $661 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-053-1134 |
| Primary APN | 181-2602-053-1134 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,979 sqft (0.275 acres) |
|---|
| Street Address | 302 E ELM ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBINSONS 1ST ADD LOTS 7 & 8 BLK 34 |
| Legal Range | 02 |
| Legal Township | 26 |
| Legal Section | 05 |
| Legal Quarter | SW |
| Legal Subdivision | ROBINSONS 1ST ADD |
| Legal Block | 34 |
| Legal Lot Number | 7&8 8 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2101 |
302 E Elm St is owned and occupied by two individuals.
Source: Marathon County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204215 STATE HIGHWAY 97, MARSHFIELD, WI 54449-5936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARATHON WI |
| Property Address | 302 E ELM ST, SPENCER, WI 54479-9515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001926090 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 1926090 |
| Name | SIMPLICITY CU |
|---|---|
| Type | Credit Union |
| Address | MARSHFIELD, WI 54449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 23, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 302 E Elm St was $661 with a homeowner's exemption.
Source: Marathon County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661.00 | $45,100 Land $12,000 Building $33,100 | $57,261 Land $15,236 Building $42,025 |
| 2023 | $483.00 Homeowner's exemption | $45,100 Land $12,000 Building $33,100 | $48,700 Land $12,958 Building $35,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 E Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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