404 E Cole St, Heyworth, IL 61745 Property Records

McLean County property record for 404 E Cole St, Heyworth, IL 61745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 784 sqft · built 1899
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$43,333 (Oct 2022)
Tax Bill	$3,089 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-34-358-013`

Property Details

APN / Parcel Number

Primary APN	`28-34-358-013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	404 E COLE ST
City	HEYWORTH
State	IL
Zip	61745-9180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF HEYWORTH (EX N59) LOT 9 BLK 15
Legal Range	02E
Legal Township	22N
Legal Section	34
Legal Subdivision	VILLAGE OF HEYWORTH
Legal Block	15
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	RANDOLPH
Census Block Group	3
Census Block	3027
Census Tract	5402

Owner

404 E Cole St is owned and occupied by an individual who bought it in October 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	404 E COLE ST, HEYWORTH, IL 61745-9180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS STATE BANK
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS STATE BANK
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Dec 3, 2018 · Amount on File
Deed Document Number	202219259
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000020195
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 28, 2022
Property Address	404 E COLE ST, HEYWORTH, IL 61745-9180
Document Number	202200019259
Instrument Date	Oct 24, 2022
Instrument	2022-00019259
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E COLE ST, HEYWORTH, IL 61745-9180

Mortgage

Document Number	202200019260
Date	Oct 28, 2022
Instrument	2022-00019260

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	404 E COLE ST, HEYWORTH, IL 61745-9180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010627
Date	Jun 15, 2020
Instrument	2020-00010627

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	MINIER, IL 61759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 3, 2018
Property Address	404 E COLE ST, HEYWORTH, IL 61745-9180
Document Number	201800019526
Instrument Date	Nov 21, 2018
Instrument	2018-00019526
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E COLE ST, HEYWORTH, IL 61745-9180

Mortgage

Document Number	201800019527
Date	Dec 3, 2018
Instrument	2018-00019527

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	404 E COLE ST, HEYWORTH, IL 61745-9180
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00009089
Date	May 24, 2017
Instrument	2017-00009089

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Randolph Township
Municipality	Heyworth Village
Unified School District	Heyworth Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,961 Land $5,195 Building $42,766	$143,883 Land $15,585 Building $128,298
2024	$3,089.00 (+9.89%)
2023	$2,811.00 (+26.56%)	$39,580 (+26.49%) Land $4,287 Building $35,293	$118,740 (+26.49%) Land $12,861 Building $105,879
2022	$2,221.00	$31,292 Land $3,931 Building $27,361	$93,876 Land $11,793 Building $82,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 E Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 E Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEYWORTH serves 2,853 people · EPA ID IL1130650
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MR Systems Wireless Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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