305 E Cole St, Heyworth, IL 61745 Property Records

McLean County property record for 305 E Cole St, Heyworth, IL 61745

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 900 sqft · built 1908
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on File
Tax Bill	$3,421 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-34-361-005`

Property Details

APN / Parcel Number

Primary APN	`28-34-361-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	305 E COLE ST
City	HEYWORTH
State	IL
Zip	61745-7658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAKEFIELDS ADD N90 LOT 4 BLK 1
Legal Range	02E
Legal Township	22N
Legal Section	34
Legal Subdivision	WAKEFIELDS ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	RANDOLPH
Census Block Group	3
Census Block	3038
Census Tract	5402

Owner

305 E Cole St is owned and occupied by an individual who acquired it in July 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	305 E COLE ST, HEYWORTH, IL 61745-7658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 21, 2020	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020
Deed Sale	Jul 21, 2020
Prior Sale	Nov 25, 2013 · Amount on File
Deed Document Number	202013822
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0000013822
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	305 E COLE ST, HEYWORTH, IL 61745-7658
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015521
Date	Aug 12, 2020
Instrument	2020-00015521

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 5, 2021
Property Address	305 E COLE ST, HEYWORTH, IL 61745-7658
Document Number	202100005563
Instrument Date	Feb 26, 2021
Instrument	2021-00005563
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E COLE ST, HEYWORTH, IL 61745-7658

Mortgage

Document Number	202100005564
Date	Mar 5, 2021
Instrument	2021-00005564

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2020
Property Address	305 E COLE ST, HEYWORTH, IL 61745-7658
Document Number	202000013822
Instrument Date	Jul 6, 2020
Instrument	2020-00013822
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8759 N 1550 EAST RD, BLOOMINGTON, IL 61705-5431

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Randolph Township
Municipality	Heyworth Village
Unified School District	Heyworth Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,399 Land $7,786 Building $44,613	$157,197 Land $23,358 Building $133,839
2024	$3,421.00 (+9.72%)
2023	$3,118.00 (+5.52%)	$43,243 (+9.06%) Land $6,425 Building $36,818	$129,729 (+9.06%) Land $19,275 Building $110,454
2022	$2,955.00	$39,650 Land $5,891 Building $33,759	$118,950 Land $17,673 Building $101,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 E Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 E Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEYWORTH serves 2,853 people · EPA ID IL1130650
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MR Systems Wireless Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

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