Clayton County property record for 404 E Bridge St, Elkader, IA 52043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,061 sqft · built 1941 |
| Lot Size | 0.136 acres (5,940 sqft) |
| Owner | Company Name on Record |
| Last Sale | $28,000 (Oct 2014) |
| Tax Bill | $1,156 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2523189003 |
| Primary APN | 2523189003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,061 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,940 sqft (0.136 acres) |
| Lot Dimensions | 132 ft deep x 45 ft wide |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 404 E BRIDGE ST |
|---|---|
| City | ELKADER |
| State | IA |
| Zip | 52043-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARNERS ADDN. NE 45 FT LOT 3 & 4 BLK 10 |
| Legal Subdivision | WARNERS ADDN |
| Legal Block | 10 |
| Legal Lot Number | 3,4 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | BOARDMAN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 70300 |
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16353 HIGHWAY 56, ELKADER, IA 52043-8154 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 1, 2022 | Warranty Deed, Transfer · Commercial Mortgage CENTRAL STATE BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2014 · Amount on Record |
| Deed Sale | Oct 23, 2014 · Amount on Record |
| Deed Document Number | 20143365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jun 1, 2022 |
| Property Address | 404 E BRIDGE ST, ELKADER, IA 52043-9003 |
| Document Number | 2022R01990 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022R01990 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16353 HIGHWAY 56, ELKADER, IA 52043-8154 |
| Document Number | 2022R01992 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 2022R01992 |
| Name | CENTRAL STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 404 E BRIDGE ST, ELKADER, IA 52043-9003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R04815 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020R04815 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Elkader City |
| Unified School District | Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,156.00 (+5.09%) | $52,576 (+19.42%) Land $5,863 Building $46,713 | $52,576 (+19.42%) Land $5,863 Building $46,713 |
| 2024 | $1,100.00 (+26.44%) | ||
| 2023 | $44,026 Land $5,099 Building $38,927 | $44,026 Land $5,099 Building $38,927 | |
| 2022 | $870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1991–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKADER MUNI WATER DEPT serves 1,219 people · EPA ID IA2223011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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