Clayton County property record for 305 E Bridge St, Elkader, IA 52043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1965 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Aug 2021) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2523186007 |
| Primary APN | 2523186007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Finished Basement | 175 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 305 E BRIDGE ST |
|---|---|
| City | ELKADER |
| State | IA |
| Zip | 52043-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARNERS ADDN. PT LOTS 7 & 8 BLK 4 |
| Legal Subdivision | WARNERS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 7,8 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | BOARDMAN |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 70300 |
Source: Clayton County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 E BRIDGE ST, ELKADER, IA 52043-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2019 | Deed of Trust, Mortgage · Balloon Mortgage DUPACO COMMUNITY CREDIT UNION |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK |
| Jul 19, 2012 | Deed of Trust, Mortgage CITY OF ELKADER |
| Mar 21, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2010 · Amount on Record |
| Deed Document Number | 20213453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 305 E BRIDGE ST, ELKADER, IA 52043-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019R01907 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019R01907 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 305 E BRIDGE ST, ELKADER, IA 52043-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R03532 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021R03532 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 16, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 305 E BRIDGE ST, ELKADER, IA 52043-9002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012R02894 |
|---|---|
| Date | Jul 19, 2012 |
| Instrument | 2012R02894 |
| Name | CITY OF ELKADER |
|---|---|
| Type | Government Agency |
| Address | ELKADER, IA 52043 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 12, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Mar 21, 2024 |
| Property Address | 305 E BRIDGE ST, ELKADER, IA 52043-9002 |
| Document Number | 2024R00695 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024R00695 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $173.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11871 BUSH RD, VOLGA, IA 52077-8009 |
| Document Number | 2024R00713 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024R00713 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2024R00713 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024R00713 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | POSTVILLE, IA 52162 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Elkader City |
| Unified School District | Central Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,162.00 (+4.95%) Homeowner's exemption | $109,237 (+17.92%) Land $6,072 Building $103,165 | $109,237 (+17.92%) Land $6,072 Building $103,165 |
| 2024 | $2,060.00 (+4.99%) | ||
| 2023 | $92,640 Land $5,280 Building $87,360 | $92,640 Land $5,280 Building $87,360 | |
| 2022 | $1,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1991–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKADER MUNI WATER DEPT serves 1,219 people · EPA ID IA2223011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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