400 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 400 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	2,428 sqft Heated Area
Lot Size	13,068 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2019)
Tax Bill	$3,781.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79460`
Alternative APN	`012630000103650010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,428 sqft Heated Area
Gross Area	3,142 sqft Gross Area
1st Floor	1,456 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	150 ft x 87.5 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Carport Garage
Garage Area	972 sqft Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	100 sqft Shed
Deck Area	192 sqft Deck
Patio Area	80 sqft Patio
Porch	Enclosed Porch
Porch Area	1,662 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79460
Street Address	400 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2980
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 365 LOT 1 & N 37.5 FT LOT 2 1-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	365
Legal Lot Number	1-2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5023
Census Tract	43500

Owner

Source: Osceola County records · APN 79460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 DELAWARE AVE, SAINT CLOUD, FL 34769-2980
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2019 · Amount on Record
Deed Sale	Jun 04, 2019 · Amount on Record
Prior Sale	Sep 08, 1998 · Amount on Record
Deed Doc Number	2019071404
Deed Book / Page	5534 / 2345
Record Refreshed	Jun 08, 2026

June 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2019
Property Address	400 DELAWARE AVE, SAINT CLOUD, FL 34769-2980
Document Number	0055342345
Book / Page	005534 / 002345
Instrument Date	Jun 03, 2019
Instrument	71404
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	SIGNATURE TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1513 SANDPIPER PL PUEBLO CO 810069751, PUEBLO, CO 81006-9751

Mortgage

Document Number	55342349
Date	Jun 04, 2019
Book Page	005534/002349
Instrument	71407

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+6.39%) Homeowner's exemption Widower's exemption	$259,155 (+5.99%)	$391,300 (+12.06%) Land $63,200 Building $328,100
2023	$3,554.00 (+1.25%) Homeowner's exemption Widower's exemption	$244,517 (+3%)	$349,200 (+16.32%) Land $57,500 Building $291,700
2022	$3,510.00 Homeowner's exemption Widower's exemption	$237,396	$300,200 Land $51,800 Building $248,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.