404 Cunningham St, Anderson, MO 64831 Property Records

McDonald County property record for 404 Cunningham St, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	1,475 sqft · built 1976
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$518 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07-003-022-002.000`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07-003-022-002.000`

Interior

Stories	1 Story
Building Area	1,475 sqft Adjusted Area
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 CUNNINGHAM ST
City	ANDERSON
State	MO
Zip	64831-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 21, WALLAINS SUB
Legal Range	32W
Legal Township	22N
Legal Section	07
Legal Subdivision	WALLAINS SUB
Legal Tract	21
Jurisdiction	MCDONALD MO
Township / Civil Division	ANDERSON EAST
Census Block Group	1
Census Block	1104
Census Tract	70401

Owner

Source: McDonald County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 CUNNINGHAM ST, ANDERSON, MO 64831-8550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jan 29, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018
Deed Sale	Jan 29, 2018
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	2018214
Deed Book / Page	2018 / 214
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	02018/0214
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Recording Date	Jul 29, 2026
Property Address	404 CUNNINGHAM ST, ANDERSON, MO 64831-8550
Document Number	0000002238
Book / Page	2026 / 2117
Instrument Date	Jul 28, 2026
Instrument	20262238
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CUNNINGHAM ST, ANDERSON, MO 64831-8550

Mortgage

Document Number	0000002238,
Date	Jul 29, 2026
Book Page	2026/2117
Instrument	20262238

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 28, 2028

Interest

Rate	6.43%
Max Rate	-1%

January 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MCDONALD MO
Recording Date	Jan 29, 2018
Property Address	404 CUNNINGHAM ST, ANDERSON, MO 64831-8550
Document Number	02018/0214
Book / Page	2018 / 0214
Instrument Date	Jan 24, 2018
Instrument	2018-0214
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	404 CUNNINGHAM ST, ANDERSON, MO 64831-8550

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Anderson City
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (+8.82%)	$13,030 (+8.49%)	$68,560 (+8.5%) Land $3,620 Building $64,940
2024	$476.00
2023	$476.00	$12,010 (-)	$63,190 (-) Land $3,450 Building $59,740
2022		$12,010
2021			$63,190 Land $3,450 Building $59,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON PWS serves 1,961 people · EPA ID MO5010016
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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