403 Cunningham St, Anderson, MO 64831 Property Records

McDonald County property record for 403 Cunningham St, Anderson, MO 64831 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,525 sqft · built 1981
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jan 2011)
Tax Bill	$578 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07-003-017-005.000`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07-003-017-005.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,525 sqft Adjusted Area
1st Floor Area	1,350 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 CUNNINGHAM ST
City	ANDERSON
State	MO
Zip	64831-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17, WALLAINS SUB
Legal Range	32W
Legal Township	22N
Legal Section	07
Legal Subdivision	WALLAINS SUB
Legal Tract	17
Jurisdiction	MCDONALD MO
Township / Civil Division	ANDERSON EAST
Census Block Group	1
Census Block	1112
Census Tract	70401

Owner

Source: McDonald County records · APN 09-3.0-07-003-017-005.000

Assessment roll updated November 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 CUNNINGHAM ST, ANDERSON, MO 64831-8550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2011 · Amount on Record
Deed Sale	Jan 24, 2011 · Amount on Record
Prior Sale	Nov 03, 2008 · Amount on Record
Deed Book / Page	2011 / 174
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Jul 07, 2023
Property Address	403 CUNNINGHAM ST, ANDERSON, MO 64831-8550
Document Number	02023/1572
Book / Page	2023 / 1572
Map Reference	MB E PG 9
Instrument Date	Jul 06, 2023
Instrument	202301726
Transaction Type	Transfer
Record Updated	Aug 08, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CUNNINGHAM ST, ANDERSON, MO 64831-8550

Mortgage

Document Number	0202301727
Date	Jul 07, 2023
Instrument	202301727

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: McDonald County records · Assessment roll updated November 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Anderson City
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00 (+8.85%)	$14,530 (+8.43%)	$76,480 (+8.44%) Land $5,070 Building $71,410
2023	$531.00	$13,400 (-)	$70,530 (-) Land $4,830 Building $65,700
2022		$13,400
2021			$70,530 Land $4,830 Building $65,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDonald County (29119C), updated March 15, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291190704011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force 16 of 24 on primary residences
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019, other causes, Severe Storms, Tornadoes, And Flooding
Flood Events	Severe Storms, Tornadoes, And Flooding (Jun 2019), 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding (Apr 2017), 2 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 46% of Missouri
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.