Kershaw County property record for 404 Cook Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,498 sqft |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,250 (Aug 2008) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-00-177 |
| Primary APN | 308-00-00-177 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,498 sqft Gross Area |
| Gross Area | 1,751 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 27,007 sqft (0.619 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Deck Area | 216 sqft |
| Account Number | 46542 |
|---|---|
| Old Parcel Number | 0308 00 00 1770 |
| Street Address | 404 COOK RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 2404-197 2331-103 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970905 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 COOK RD, LUGOFF, SC 29078-8940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2008 · Amount on Record |
| Deed Sale | Aug 11, 2008 · Amount on Record |
| Prior Sale | Mar 13, 2008 · Amount on Record |
| Deed Document Number | 0002404197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 404 COOK RD, LUGOFF, SC 29078-8940 |
| Document Number | 0000007709 |
| Book / Page | 003755 / 000218 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Address | 404 COOK RD LUGOFF SC 290788940, LUGOFF, SC 29078-8940 |
| Document Number | 0000007709 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 003755/000218 |
| Instrument | 7709 |
| Name | CONGRESSIONAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20817 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 (-0.53%) | $188,300 (-) Land $25,000 Building $163,300 | $188,300 (-) |
| 2023 | $1,333.00 | $188,300 Land $25,000 Building $163,300 | $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures