Kershaw County property record for 399 Cook Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,716 sqft · built 2007 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $102,000 (Mar 2014) |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 308-00-00-188 |
| Primary APN | 308-00-00-188 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,716 sqft Gross Area |
| Gross Area | 2,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Deck Area | 126 sqft |
| Account Number | 49503 |
|---|---|
| Old Parcel Number | 0308 00 00 1880 |
| Street Address | 399 COOK RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-2 |
| Legal Description | 2170-145 1992-182 ADD CHNGED PER AUD RECORDS |
| Legal Subdivision | JOHN PAUL SMITH |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970907 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 15136 CAMBRIDGE DR, LATHROP, CA 95330-9449 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2014 · Amount on Record |
| Deed Sale | Mar 4, 2014 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 01248 |
| Deed Book / Page | 3205 / 202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 399 COOK RD, LUGOFF, SC 29078-9441 |
| Document Number | 0000005693 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 399 COOK RD LUGOFF SC 290789441, LUGOFF, SC 29078-9441 |
| Document Number | 0000005693 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 003722/000113 |
| Instrument | 5693 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 (+123.2%) | $180,100 (-) Land $15,000 Building $165,100 | $180,100 (-) |
| 2023 | $1,685.00 | $180,100 Land $15,000 Building $165,100 | $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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