Kenton County property record for 404 Clay St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 786 sqft · built 1970 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Company Name on File |
| Last Sale | $83,000 (Apr 2024) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-17-059.00 |
| Primary APN | 003-30-17-059.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 786 sqft Finished Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 404 CLAY ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHEASANT GROVE BLK 8 PT LOT 1 & PHEASANT GROVE 1ST 9 & 10 |
| Legal Subdivision | PHEASANT GROVE |
| Legal Phase | 8,1 |
| Legal Block | 8 |
| Legal Lot Number | 1,9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 64400 |
404 Clay St is owned by a company that bought it in April 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3168 ESTHER DR, CINCINNATI, OH 45213-1012 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HERITAGE SOUTHEAST BANK |
| Nov 18, 2021 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on File |
| Deed Sale | Apr 23, 2024 · Amount on File |
| Prior Sale | Nov 18, 2021 · Amount on File |
| Deed Document Number | 2024166 |
| Deed Book / Page | 280 / 716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 27, 2021 |
| Property Address | 404 CLAY ST, ERLANGER, KY 41018-1466 |
| Document Number | 0005900225 |
| Book / Page | 138 / 778 |
| Map Reference | PL 486 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 21122705900225 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES |
| Tax | $65.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 RANSOM TRCE, 150, GEORGETOWN, KY 40324-2093 |
| Name | Verified Name |
|---|---|
| Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900359 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 21122705900359 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 10, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 18, 2021 |
| Property Address | 404 CLAY ST, ERLANGER, KY 41018-1466 |
| Document Number | 0005900226 |
| Book / Page | 132 / 85 |
| Map Reference | MB 477 PG 351 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 21111805900226 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 SPRING ST, 516, ELSMERE, KY 41018-2386 |
| Name | Verified Name |
|---|---|
| Address | 150 BANSON TRACE, GEORGETOWN, KY 40324 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 404 Clay St was $2,064.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,500 (-) Land $25,000 Building $131,500 | $156,500 (-) Land $25,000 Building $131,500 | |
| 2025 | $2,064.00 | $156,500 Land $25,000 Building $131,500 | $156,500 Land $25,000 Building $131,500 |
| 2023 | $1,576.00 | $121,400 Land $25,000 Building $96,400 | $121,400 Land $25,000 Building $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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