Kenton County property record for 307 Clay St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,248 sqft · built 1951 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,900 (Jan 2018) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-02-002.00 |
| Primary APN | 015-10-02-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Finished Area |
| Gross Area | 1,320 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 307 CLAY ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGMOOR PARK LOT B-9 |
| Legal Subdivision | LONGMOOR PARK SUB |
| Legal Lot Number | B9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10707 PLEASANT RIDGE RD, ALEXANDRIA, KY 41001-8084 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 2, 2018 | Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Document Number | 201801 02 059 00088 |
| Deed Book / Page | 6325 / 226 |
| Prior Transfer Date | Sep 15, 2004 |
| Prior Transfer Doc | 1018059000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 307 CLAY ST, ERLANGER, KY 41018-1715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900010 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 263/856 |
| Instrument | 21083005900010 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 232 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 2, 2018 |
| Property Address | 307 CLAY ST, ERLANGER, KY 41018-1715 |
| Document Number | 0000000088 |
| Book / Page | 006325 / 000226 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 88 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 CLAY ST ERLANGER KY 410181715, ERLANGER, KY 41018-1715 |
| Document Number | 89 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 0C6325/000229 |
| Instrument | 89 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,200 (-) Land $25,000 Building $122,200 | $147,200 (-) Land $25,000 Building $122,200 | |
| 2025 | $1,941.00 (+1.52%) | $147,200 (-) Land $25,000 Building $122,200 | $147,200 (-) Land $25,000 Building $122,200 |
| 2023 | $1,912.00 | $147,200 Land $25,000 Building $122,200 | $147,200 Land $25,000 Building $122,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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