404 Cherry St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 404 Cherry St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	920 sqft · built 1900
Lot Size	0.226 acres (9,870 sqft)
Owner	Company Name on File
Last Sale	$82,000 (Oct 2021)
Tax Bill	$1,395 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1350860`

Property Details

APN / Parcel Number

Primary APN	`1350860`
Alternative APNs	`1343191` `7162`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	920 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	9,870 sqft (0.226 acres)
Lot Dimensions	105 ft deep x 94 ft wide
Porch	Slab
Porch Area	255 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1350860
Street Address	404 CHERRY ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	#63PB5-46BURLNGTN MLLS CORP PHOENIX MILL #2 PLNT
Legal Subdivision	BURLINGTON MILLS CORP
Legal Block	8
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2027
Census Tract	950500

Owner

404 Cherry St is owned by a company that bought it in October 2021.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2435 DOUBLE OAKS RD, CHARLOTTE, NC 28206-1433
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jun 26, 2015 · Amount on File
Deed Document Number	2021200062490
Deed Book / Page	1854 / 713
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 23, 2022
Property Address	404 CHERRY ST, KINGS MOUNTAIN, NC 28086-2413
Document Number	0018830426
Book / Page	1883 / 426
Map Reference	MB 5 PG 46
Instrument Date	Sep 16, 2022
Instrument	200078700
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 CHERRY ST, 404, KINGS MOUNTAIN, NC 28086-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 DOUBLE OAKS RD, CHARLOTTE, NC 28206-1433

Mortgage

Document Number	0001883428
Date	Sep 23, 2022
Instrument	1883/428

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 8, 2021
Property Address	404 CHERRY ST, KINGS MOUNTAIN, NC 28086-2413
Document Number	0018540713
Book / Page	1854 / 713
Map Reference	MB 5 PG 46
Instrument Date	Sep 27, 2021
Instrument	200062490
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 WILDERNESS TRL, 119, KINGS MOUNTAIN, NC 28086-6207

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1854715
Date	Oct 8, 2021
Instrument	1854/715

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 404 Cherry St was $1,395, up 3.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,395.00 (+3.26%)	$131,887 (-) Land $9,700 Building $122,187	$131,887 (-) Land $9,700 Building $122,187
2025	$1,351.00	$131,887 Land $9,700 Building $122,187	$131,887 Land $9,700 Building $122,187
2023		$10,765 Land $7,922 Building $2,843	$10,765 Land $7,922 Building $2,843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Cherry St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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