Cleveland County property record for 401 Cherry St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 624 sqft · built 1900 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $192 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311024 |
| Primary APN | 1311024 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 624 sqft Finished Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 100 ft deep x 99 ft wide |
| Porch | Slab |
| Porch Area | 175 sqft |
| Shed | 1 Shed |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1311024 |
|---|---|
| Street Address | 401 CHERRY ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | #60 PB5-46 BURLINGTON LIFE ESTATE |
| Legal Subdivision | BURLINGTON |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950500 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 CHERRY ST, KINGS MOUNTAIN, NC 28086-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2025 |
| Deed Sale | Dec 2, 2025 |
| Deed Document Number | 2025200121895 |
| Deed Book / Page | 1962 / 297 |
| Prior Transfer Date | Dec 1, 2025 |
| Prior Transfer Doc | 0019620297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 2, 2025 |
| Property Address | 401 CHERRY ST, KINGS MOUNTAIN, NC 28086-2412 |
| Document Number | 0019620297 |
| Book / Page | 1962 / 297 |
| Map Reference | MB 5 PG 46 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 200121895 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | 2020 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 CHERRY ST, KINGS MTN, NC 28086-2412 |
| Name | Verified Name |
|---|---|
| Address | 401 CHERRY ST, KINGS MTN, NC 28086-2412 |
| Document Number | 0200121896 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 200121896 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2051 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192.00 (-68.21%) | $58,929 (-) Land $9,741 Building $49,188 | $58,929 (-) Land $9,741 Building $49,188 |
| 2025 | $604.00 Disabled Person's exemption | $58,929 (+136.38%) Land $9,741 Building $49,188 | $58,929 (+136.38%) Land $9,741 Building $49,188 |
| 2023 | $24,930 Land $7,955 Building $16,975 | $24,930 Land $7,955 Building $16,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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