Carroll County property record for 404 Bishop St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,140 sqft · built 1977 |
| Lot Size | 0.176 acres (7,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Sep 2019) |
| Tax Bill | $4,866 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-071744 |
| Primary APN | 07-071744 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,140 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,666 sqft (0.176 acres) |
| Garage Type | Basement |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 071744 |
|---|---|
| Street Address | 404 BISHOP ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 4 - 7666 SF 44 BISHOP ST 14-1 MIDDLEBROOKE SC 3 PLT 1 |
| Legal Subdivision | SECTION 3 PLAT 1 MIDDLEBROOKE |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 507801 |
404 Bishop St is owned and occupied by two individuals who acquired it in November 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 BISHOP ST, WESTMINSTER, MD 21157-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 24, 2019 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on File |
| Deed Sale | Sep 24, 2019 · Amount on File |
| Prior Sale | Jun 12, 2003 |
| Deed Book / Page | 9420 / 113 |
| Last Transfer Date | Nov 13, 2019 |
| Transfer Doc | 0094810060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 404 BISHOP ST, WESTMINSTER, MD 21157-5448 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0102150498 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 10215/498 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 18, 2019 |
| Property Address | 404 BISHOP ST, WESTMINSTER, MD 21157-5448 |
| Document Number | 0094810060 |
| Book / Page | 009481 / 000060 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 BISHOP ST WESTMINSTER MD 211575448, WESTMINSTER, MD 21157-5448 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 24, 2019 |
| Property Address | 404 BISHOP ST, WESTMINSTER, MD 21157-5448 |
| Document Number | 0094200113 |
| Book / Page | 9420 / 0113 |
| Map Reference | MB CCC 14 F FO 1 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 404 BISHOP ST, WESTMINSTER, MD 21157-5448 |
| Document Number | 0009420120 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 9420/120 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 404 Bishop St was $4,866 with a homeowner's exemption, up 5.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,866.00 (+5.78%) Homeowner's exemption | $300,100 (+6.58%) Land $80,500 Building $219,600 | $300,100 (-) Land $80,500 Building $219,600 |
| 2025 | $4,600.00 Homeowner's exemption | $281,567 | $300,100 Land $80,500 Building $219,600 |
| 2023 | $4,132.00 Homeowner's exemption | $244,500 Land $77,500 Building $167,000 | $244,500 Land $77,500 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Bishop St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Bishop St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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