Carroll County property record for 396 Bishop St, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,034 sqft · built 1976 |
| Lot Size | 0.2 acres (8,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Feb 2024) |
| Tax Bill | $5,135 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-071213 |
| Primary APN | 07-071213 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,034 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 8,725 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 071213 |
|---|---|
| Street Address | 396 BISHOP ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 33 - 8725 SQ FT 396 BISHOP ST 12-78 MIDDLEBROOKE SC 2 |
| Legal Subdivision | MIDDLEBROOKE SEC 02 |
| Legal Lot Number | 33 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 507801 |
396 Bishop St is owned and occupied by two individuals who bought it in February 2024.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Apr 26, 2022 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | Apr 26, 2022 · Amount on File |
| Deed Book / Page | 11189 / 360 |
| Prior Transfer Date | Feb 20, 2014 |
| Prior Transfer Doc | 0076190074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 6, 2024 |
| Property Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Document Number | 0111890360 |
| Book / Page | 11189 / 360 |
| Map Reference | MB 12 FO 78 |
| Instrument Date | Jan 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | RLM TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Document Number | 0111890368 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 11189-0368 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0100010001 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 10001/1 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 26, 2022 |
| Property Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Document Number | 0107540068 |
| Book / Page | 10754 / 68 |
| Map Reference | MB 12 FO 78 |
| Instrument Date | Feb 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RLM TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 BISHOP ST, 396, WESTMINSTER, MD 21157-5405 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 396 BISHOP ST, WESTMINSTER, MD 21157-5405 |
| Document Number | 0107540075 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 10754-0075 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 396 Bishop St was $5,135, up 10.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,135.00 (+10.67%) | $305,700 (+10.68%) Land $81,500 Building $224,200 | $305,700 (-) Land $81,500 Building $224,200 |
| 2025 | $4,640.00 | $276,200 | $305,700 Land $81,500 Building $224,200 |
| 2023 | $3,670.00 | $217,200 Land $78,500 Building $138,700 | $217,200 Land $78,500 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Bishop St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Bishop St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures