Harford County property record for 404 Berkshire Ct, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,408 sqft · built 1977 |
| Lot Size | 0.128 acres (5,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,500 (Feb 2021) |
| Tax Bill | $2,639 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-136631 |
| Primary APN | 01-136631 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Total Area |
| Basement Area | 352 sqft |
| Finished Basement | 352 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,562 sqft (0.128 acres) |
| Lot Dimensions | 108 ft deep x 67 ft wide |
| Deck Area | 224 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136631 |
|---|---|
| Street Address | 404 BERKSHIRE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4718 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 109A 36/67X108 404 BERKSHIRE COURT JOPPATOWNE S6 PT 24/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 72 |
| Legal Lot Number | 109A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301402 |
404 Berkshire Ct, a townhouse, is owned and occupied by an individual who bought it in February 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 11, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | Jan 23, 2006 · Amount on File |
| Deed Book / Page | 14487 / 242 |
| Prior Transfer Date | Dec 29, 2005 |
| Prior Transfer Doc | 0065330213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 24, 2026 |
| Property Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Document Number | 1718000257 |
| Book / Page | 17182 / 257 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Document Number | 1718000257, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 17182/257 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0131650121 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 13165/0121 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 11, 2021 |
| Property Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Document Number | 0144870242 |
| Book / Page | 14487 / 242 |
| Map Reference | MB 24 PG 64 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MARVEL TITLE AND ESCROW, MARVEL TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 BERKSHIRE CT, JOPPA, MD 21085-4718 |
| Document Number | 0014487248 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 14487/248 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 404 Berkshire Ct was $2,639, up 11.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,639.00 (+11.77%) | $242,167 (+5.55%) | $254,900 (-) Land $55,000 Building $199,900 |
| 2025 | $2,361.00 | $229,433 | $254,900 Land $55,000 Building $199,900 |
| 2023 | $207,033 | $216,700 Land $55,000 Building $161,700 | |
| 2022 | $2,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Berkshire Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Berkshire Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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